Showing posts with label mold remediation. Show all posts
Showing posts with label mold remediation. Show all posts

Tuesday, November 3, 2009

Fall Maintenance Around Your Home


Many areas have already had a taste of fall weather, and it’s not far behind for most others. Now is the time to make sure your house and heating system are ready for winter. Here is a brief checklist to guide you through some basic tasks before it is too late:



GROUNDS
Check window wells, dry wells and storm drains for debris or blockage.

Repair any driveway cracks and/or heaved or settled walkways.

Trim all trees and shrubs that are too close to the house.

Check (ideally during a rainstorm) for rainwater drainage away foundation.

Clean and put summer furnishings away.

Drain and store garden hoses.


EXTERIOR SURFACES
Check weathertightness of all exterior surfaces and components.

Check for deterioration of painted or finished areas. If too late for a full paint job, prime and touch-up bare wood surfaces.

Caulk and seal all joints in siding, around windows and doors.

Check and seal any foundation cracks.

Improve weatherstripping at exterior doors and windows as needed.

Reset storms and screens where required.

Look for any signs of insect or pest activity around the foundation and at wood components close to the ground.

ROOF (Use binoculars or hire a professional.)
Check for loose, damaged or missing roofing.

Check eave areas for signs of moisture build-up or damage.

Check the condition of chimneys.

Check flashings for signs of lifting or damage and repair as needed.

Check and clean all gutters (eavestroughs) and downspouts.

ATTIC
Check ventilation openings for nests or other blockage.

Check the position and condition of insulation for uniform coverage.

Look for any signs of excessive moisture or heat buildup.

INTERIOR ROOMS
Check all areas for signs of roof or plumbing leakage.

Have any fireplaces or wood stoves and flues checked and professionally cleaned.

Reset automatic timers for the change in daylight hours.

Check all smoke/carbon monoxide detectors. Replace batteries if over a year old.

Test Ground-Fault Circuit-Interrupters (GFCI’s) using built-in test buttons.

HEATING/COOLING SYSTEMS
Clean all elements of the cooling system.

Remove (or winterize) room air conditioners.

Follow manufacturer instructions for the maintenance of your heating system.

Change or clean heating system filters on warm air systems (now and regularly).

Check heating and cooling systems for any evidence of water leaks.

If present, clean and test the humidifier.

Have your heating system serviced annually by a qualified heating serviceperson before the heating season to keep it functioning efficiently and properly.


PLUMBING
Drain exterior water lines and open taps (in cold areas).

Insulate water lines that are subject to freezing.

Check the condition and temperature setting of the water heater. Follow the manufacturer’s recommendations for the temperature setting.

Check the plumbing system and fixtures for any evidence of water leaks or blocked drains.

Confirm proper operation of any sump pumps and free flow of the drain line.

Remember, these tips are only general guidelines. Since each situation is different, contact a professional if you have questions about a specific issue. More home safety and maintenance information is available online at http://www.longisland.housemaster.com/ or contact Matthew Kaplan at (800) 805-1122.
_______________________________________________________________

Advanced Restoration Corporation is a family-owned and operated full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.

When disasters strike, Advanced Restoration is ready to respond 24 hours a day, 7 days a week.

Sunday, September 13, 2009

Green Drinks Babylon

A Force for the Sustainable Development and Future of Long Island.
Green Drinks Babylon is a monthly gathering of like-minded individuals committed to shaping our future and making Long Island a greener community. Come out and charge your eco-spirit and make some new connections.
Our 1st meeting is on Oct 14th, 2009 @ Horace & Sylvia's Publick House in Babylon, NY.
Signup for Free@ Green Drinks Babylon
For more info email me @ emartin@advancedrestoration.com
We have a lively mixture of people from NGOs, academia, government and business.  Come along and you'll be made welcome.  Just say, "are you green?" and we will look after you and introduce you to whoever is there.  It's a great way of catching up with people you know and also for making new contacts.  Everyone invites someone else along, so there’s always a different crowd, making Green Drinks an organic, self-organising network.
These events are very simple and unstructured, but many people have found employment, made friends, developed new ideas, done deals and had moments of serendipity.  It's a force for the good and future of Long Island.

Find us on FaceBook.

Monday, April 27, 2009

Foreclosure Rescue Scams-HUD News Release



Source: HUD No. 09-033
Melanie Roussell (202) 708-0685 www.hud.gov/news/
For Release Monday
April 6, 2009


FEDERAL, STATE PARTNERS ANNOUNCE MULTI-AGENCY CRACKDOWN TARGETING FORECLOSURE RESCUE SCAMS, LOAN MODIFICATION FRAUD

Civil Enforcement Cases, State Enforcement Actions, Alert to Financial Institutions Among New Efforts to Protect American Homeowners Seeking Relief



WASHINGTON - As homeowners and communities throughout the country continue to face devastating consequences from the deep contraction in the economy and the housing market, the Obama Administration today announced a new coordinated effort across federal and state government and the private sector to target mortgage loan modification fraud and foreclosure rescue scams that threaten to hurt American homeowners and prevent them from getting the help they need during these challenging times. The new effort announced today aligns responses from federal law enforcement agencies, state investigators and prosecutors, civil enforcement authorities, and the private sector to protect homeowners seeking assistance under the Administration's Making Home Affordable program from criminal actors looking to perpetrate predatory schemes.



The U.S. Department of the Treasury, the U.S. Department of Justice (DOJ), the Department of Housing and Urban Development (HUD), the Federal Trade Commission (FTC), and the Attorney General of Illinois today discussed new initiatives to coordinate information and resources across agencies to maximize targeting and efficiency in fraud investigations, alert financial institutions to emerging schemes, step up enforcement actions and educate consumers to help those in financial trouble avoid becoming the victims of a loan modification or foreclosure rescue scam.

See full article...
_________________________________________________________


Advanced Restoration Corporation is a full-service restoration contractor with the ability to provide complete Rehabilitation & Restoration services to your new home! Water Damge? Mold? Structural Damage? We provide the expertise and knowledge to partner with you and your mortgage company today.



For more information about how Advanced Restoration can work with you on becoming the restoration contractor for your FHA 203(k) loan, please contact Gary Matzelle at (800) 693- 6263.



Friday, April 10, 2009



Will an Emergency Shut You Down?

A professional facility manager or property owner does not question the possibility of a disaster, but asks “what could happen, and when?”

Whether it is a natural disaster such as severe storms, floods or earthquakes, or the far more common man-made emergencies which include fire, smoke, pipe burst or structural damage, a well prepared manager/owner is ready to handle these types of problems and has a business continuity plan in place.


Pre-Select a Restoration Contractor!

Pre-selecting a multi-faceted restoration contractor is a critical part of any written Emergency Procedure plan. The day after a disaster, when the management team is under incredible stress, is not the time to search for a restoration contractor or emergency response contractor.


Be Prepared, Plan Ahead!

Advanced Restoration, a DKI member company, provides the following:

- 24/7 Emergency Response
- Full Service Property Damage Restoration
- Experience, Expertise & Technology

Don't wait for an emergency to select your emergency contractor. Look for the best service and for the contractor who's willing to work with you when your disaster strikes...even if it's Christmas Eve or a Sunday night.

As a full service restoration company, Advanced Restoration is capable of handling major damage to a structure, including:

Water Damage Mitigation

Mold Remediation

Fire & Smoke Damage

Board-Up and Tarping

Complete Reconstruction

Start protecting your investments today! Call Advanced Restoration, a DKI Member Company that is ready to partner with you. Telephone: (800) 693-6263. Advanced Restoration services the New York Metro area, including Nassau and Suffolk Counties.


Monday, March 23, 2009

Advanced Restoration Corporation Joins Disaster Kleenup International


Disaster Kleenup International, Inc., North America's largest disaster restoration contracting organization, today announced that Advanced Restoration Corporation of West Babylon, New York, has joined the DKI network. Advanced Restoration Corporation has provided insurance restoration in the West Babylon marketplace since 1990.



By virtue of its DKI membership, Advanced Restoration Corporation can employ DKI's 24 hour call center, its DIAMOND claims tracking technology, and other tools to enhance their ability to serve their insurance and corporate customers. Advanced Restoration Corporation also gains access to DKI training seminars and workshops which ensure that they remain abreast of all changes in this rapidly evolving industry.



"We are delighted to welcome Advanced Restoration Corporation into the rapidly growing DKI network," stated Dale Sailer, DKI's President. "Advanced Restoration Corporation's commitment to quick response, superior workmanship and outstanding customer service reaffirms DKI's position in the marketplace as The Source for Quality Restoration. We look forward to a long and rewarding association."


Advanced Restoration Corporation President Brian G. Martin is pleased that the company is a part of the DKI network, giving them the opportunity to work in partnership with other quality firms. The DKI network will allow Advanced Restoration Corporation to expand their scope of service, introduce them to new markets and ensure the company's success long into the future.


In addition to the benefits of DKI's technology and training capabilities, Advanced Restoration Corporation will also be able to utilize the Disaster Kleenup branding in its marketing efforts, participate in its various coop programs, and leverage DKI's corporate marketing efforts.
____________________________________________



### About DKI Disaster Kleenup International, Inc., headquartered in Wood Dale, IL, is the largest disaster restoration organization in North America. DKI member companies provide full service restoration to their customers: emergency response, water damage mitigation, mold remediation, complete reconstruction and much more, 24 hours a day, 365 days a year. DKI returns damaged property to its pre-loss condition quickly and efficiently, delivering complete satisfaction to our consumer, insurance, and corporate customers.


For more information about Disaster Kleenup International, Inc., visit our website at www.disasterkleenup.com or contact Dan Cassara at 630.350.3000 x254 or email at dcassara@disasterkleenup.com. Contact: Dan Cassara Phone: 630.350.3000 x254 Email: dcassara@disasterkleenup.com

Thursday, January 29, 2009

Advanced Restoration: Emergency Response Partnership Plan (ERPP)

Advanced Restoration: Emergency Response Partnership Plan (ERPP)

Emergency Planning

Help Us Help You!

Knowing who to call for help when your company's Business Continuity Plan gets activated is just as important as having a disaster plan. At Advanced Restoration, we understand that an unforeseen event impacting a property structure can be devastating to the occupants of the structure.

That is why we offer our Emergency Response Partnership Plan (ERPP). When a property loss occurs, valuable time is usually lost from when the situation occurred to the subsequent time taken by occupants to determine how to proceed, or who to call. Having a plan in place saves crucial time, valuable belongings, and minimizes business disruption!


Benefits of Advanced Restoration’s ERPP:

There is no cost to partner with us.
We maintain your company information in the event of an emergency.
Most insurance carriers give you a discount if you have an Emergency Response Plan signed on file.
Reduced downtime/business disruption for your home or office.
Fosters business continuity.
Prevents fires or water damages from turning into mold problems.


Our Pledge to You:

Advanced will answer all emergency calls 24 hours a day, 7 days per week.

Guaranteed response to an issue. We will never put you on a waiting list.

Advanced will maintain set pricing throughout our partnership.

Advanced agrees to provide all necessary tools, equipment, and materials to perform emergency services including board-up, temporary repairs, water extraction and drying, and other loss mitigation as required.

Advanced agrees to provide fully trained and experienced Project Managers, technicians and laborers to handle the particular type of emergency.

Advanced agrees to maintain adequate commercial general liability, commercial automobile liability, environmental liability and workers compensation insurance.

Advanced agrees to keep all information pertaining to the emergency confidential unless otherwise required by law, or for the protection of public safety.

Saturday, January 17, 2009

Advanced Restoration Corporation: Fire, Smoke, Water, Mold



Have You Encountered Property Damage to Your Home or Business?

We Are Prepared to Help...

Advanced Restoration Corporation is a family-owned and operated full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.

When disasters strike, Advanced Restoration is ready to respond 24 hours a day, 7 days a week. You are guaranteed to speak with one of our knowledgeable, caring team members, day or night. Our immediate response to a claim/property loss helps minimize the damages to the structure, contents, and ease the sometime catastrophic effect that a disaster may have on an owner or occupants. Our company is dedicated to serving our clients with courteous and prompt service. We take the utmost pride in the craftsmanship of our work. As certified specialists in water mitigation and fire/smoke restoration, we have the knowledge, expertise and experience to deal with all types of property damage. Our professional staff is also trained in all aspects of mold remediation and damage appraisals.

Customer Excellence:

Our staff is committed to providing outstanding service and exceeding customer expectations for every completed project. Our fully trained and experienced Project Managers, Technicians and state-of-the-art processes ensure we are ready to restore peace of mind to our customers. We provide immediate response to mitigate your property damage and take the necessary steps to ensure a successful restoration project.

See Completed Projects

Our Clients:

Homeowners
Business Owners
Insurance Professionals
Real Estate Professionals
Property Management Professionals

Friday, January 9, 2009

Winter Storm/Property Damage: Ice Dams and Your Home


Snow is expected this weekend on Long Island and the NY Metro area and the Weather Service has issued a WINTER STORM WARNING for the area. Whenever there is snow, you are guaranteed to have troublesome ice dams to follow. Ice dams can cause major water damage and flooding to your home, which requires immediate attention.

As winter advances through cycles of freezing and thawing, buildings and homes experience ice buildup and roof damage. In general, ice dams are formed when attic heat moves up to warm the roof and melts snow at or near the ridge. Snow melts, runs downward and hits the edge of the cold roof, resulting in re-freezing snow. These cycles cause ice to accumulate and back up under shingles. Damage appears in the form of soaked insulation, stained, cracked and damaged sheet rock, damp, smelly, rotting wall cavities and stained, blistered and peeling paint.

Preventing Ice Dams
To prevent an ice dam, don't heat the roof, keep it cold. That way, the snow on the roof eventually dissipates without making large amounts of meltwater. The underside of the roof deck should not exceed 30 F. The best way to maintain low temperatures is by ensuring that there is adequate insulation and sealing gaps that let warm air pass into the attic from the house. The attic must also be ventilated, so that cold air is introduced into it and heated air escapes rapidly. Some remodeling contractors are under the impression that heat passing through the attic helps prevent ice dams, when just the opposite is true. Although excess heat moving from the attic through the roof rapidly melts snow, once the meltwater touches the cold eaves, it quickly freezes and forms an ice dam.

If you have a furnace in the attic, it may not be possible to prevent ice dams. Increased insulation, however, should help. First, insulate the areas between the roof rafters. It is important to keep an air space between the roof deck and the insulation in order to prevent a condensation buildup that can delaminate the roof deck. Prior to insulating, install polystyrene rafter air channels, which are available at home centers. Next, lay insulation blankets over the furnace's heating ducts to help reduce the heat buildup in the attic. If there's a hatchway into the attic, build a cover for it out of rigid poly-styrene insulation.

If the gable and ridge vents do not generate sufficient air movement to dissipate the heat, you will need a motorized vent at one end of the attic to exhaust the heat, and an adequately sized vent on the opposite end of the attic to draw in cold air from the outside.

Check your home carefully when ice dams form. Investigate even when there doesn't appear to be a leak. Look at the underside of the roof sheathing and roof trim to make sure they haven't gotten wet. Check the insulation for dampness. And when leaks inside your home develop, be prepared. Water penetration often follows pathways difficult follow. Don't just patch the roof leak. Make sure that the roof sheathing hasn't rotted or that other less obvious problems in your ceiling or walls haven't developed. And then detail a comprehensive plan to fix the damage. But more importantly, solve the problem.

If you experience water damage that requires a water damage/flood restoration expert, please contact Advanced Restoration at (800) 693-6263. Advanced Restoration is a full service property damage restoration company that can respond 24/7 to your water damage situation. We use state-of-the-art equipment to handle structural drying. Our professional staff is also available to handle mold situations that may occur as a result of a water loss.
Our service area includes Nassau County, Suffolk County and the New York boroughs.
Enjoy the snowfall and stay dry!

Wednesday, January 7, 2009

Shock Hazard Recall Alert

Shock Hazard Recall Alert







On January 6th, the U.S. Consumer Product Safety Commission sent out a Recall Alert related to Chef's Mark Cookware sets.






Recall Alert:

NEWS from CPSC
U.S. Consumer Product Safety Commission
Office of Information and Public Affairs
Washington, DC 20207



FOR IMMEDIATE RELEASEJanuary 6, 2009Release #09-081
Firm's Recall Hotline: (888) 267-4460CPSC Recall Hotline: (800) 638-2772CPSC Media Contact: (301) 504-7908


Viking Range Corp. Recalls Toasters Due to Shock Hazard
WASHINGTON, D.C. - The U.S. Consumer Product Safety Commission, in cooperation with the firm named below, today announced a voluntary recall of the following consumer product. Consumers should stop using recalled products immediately unless otherwise instructed.
Name of Product: Four-Slice Electric Toasters
Units: About 10,000
Distributor: Viking Range Corp., of Greenwood, Miss.
Hazard: Wiring inside the toaster can become loose and contact the toaster body, posing a shock hazard to consumers.
Incidents/Injuries: Viking has received five reports from consumers who experienced minor shock when touching the outside of the toaster.

Description: The recall involves Viking Professional Four-Slot Toasters, model numbers VT400WH, VT400BK, VT400GG, VT400SG, VT400BR and VT400CB. The toaster has a label on its underside that states in part, “Viking, UL Listed 73D3, Viking Range Corporation, Model VT400 Series”.

Sold at: Culinary products retailers, online dealers, and Viking’s web site from April 2005 through November 2008 for about $300.
Manufactured in: China


Remedy: Consumers should stop using the toaster immediately and unplug it, and contact Viking to obtain a free replacement toaster.
Consumer Contact: For additional information, contact Viking toll-free at (888) 267-4460 between 8 a.m. and 5 p.m. ET Monday through Friday, or visit the firm’s Web site at
http://www.vikingrange.com/consumer/global/content_no_sidemenu.jsp?id=cat8840041

Tuesday, January 6, 2009

Puffbacks and Your Heating System

Ensure Your Heating System is Working Properly!

Winter is here and so is the cold weather, which means your heating system will be working around the clock. Now is the season when you may experience a puffback related to your heating system.


What is a puffback?
Most of us have never heard of a puffback. A puffback occurs when an oil burner backfires, sending soot throughout your home or business. It can happen all at once, or more slowly and gradually.

Soot covers all areas of the home or business & may range from light to very heavy. Sometimes the disbursement of soot is so light & fine it appears to be ordinary dust. This "dust" however, can re-appear hours after being cleaned, there is often a strong odor of oil accompanying a puffback.

How can a puffback be prevented?
The best defense against a puffback is to have your oil burner inspected annually & kept in good repair. This is no guarantee against having a puffback, but it greatly reduces your risk.Keep debris, animal hair or anything that could interfere with proper functioning away from your oil burner.

What to do if a puffback occurs?
Notify your insurance agent or company immediately. Have a qualified disaster restoration specialist begin cleaning all affected areas immediately. Soot travels & will re-appear if not completely removed.
If you live in the NY Metro area and experience a puffback in your home or business, please call
Advanced Restoration. Our experts will promptly respond to your situation! Our experienced staff is available 24/7 and can be reached at (800) 693-6263, or visit our website at http://www.advancedrrestoration.com/.

Tuesday, December 30, 2008

Home Restoration Repairs: 203(k) Program/Rehabilitation Mortgage


It's no secret that many homes across the country, including New York, have been placed into foreclosure because of the economy. As a result, some homes become neglected over time and develop situations that subsquently require a restoration company to perform repair work. Initiating necessary foreclosure repairs for a property can be accomplished by a potential homeowner applying for a mortgage related to the 203(k) Program.


The Federal Housing Administration (FHA), which is part of the Department of Housing and Urban Development (HUD), administers various single family mortgage insurance programs like a 203(k) mortgage. These programs operate through FHA-approved lending institutions which submit applications to have the property appraised and have the buyer's credit approved. These lenders fund the mortgage loans which the Department insures. HUD does not make direct loans to help people buy homes.

The Section 203(k) program is the Department's primary program for the rehabilitation and repair of single family properties. As such, it is an important tool for community and neighborhood revitalization and for expanding homeownership opportunities.

When a homebuyer wants to purchase a house in need of repair or modernization, the homebuyer usually has to obtain financing first to purchase the dwelling; additional financing to do the rehabilitation construction; and a permanent mortgage when the work is completed to pay off the interim loans with a permanent mortgage. Often the interim financing (the acquisition and construction loans) involves relatively high interest rates and short amortization periods.

The Section 203(k) program was designed to address this situation. The borrower can get just one mortgage loan, at a long-term fixed (or adjustable) rate, to finance both the acquisition and the rehabilitation of the property. To provide funds for the rehabilitation, the mortgage amount is based on the projected value of the property with the work completed, taking into account the cost of the work. To minimize the risk to the mortgage lender, the mortgage loan (the maximum allowable amount) is eligible for endorsement by HUD as soon as the mortgage proceeds are disbursed and a rehabilitation escrow account is established. At this point the lender has a fully-insured mortgage loan.

Advanced Restoration Corporation is a full service property damage restoration company that has the abiltiy to execute all necessary repairs to a property that qualifies for a 203(k) loan.

For more information on the 203(k) program, contact Continental Home Loans:

Wendy Doerzbacher-Mortgage Planner
Continental Home Loans
175 Pinelawn Rd.-Ste 400
Melville, NY 11747
(800) 540-8838 Ext. 4140
(516) 982-6339 Cell

This information is designed to be of general interest and should not be considered legal advice. The specific information discussed may not apply to you. Before acting on any matter contained herein, you should consult with your personal legal adviser.

Tuesday, December 23, 2008

Burn Hazard Recall Alert:

On December 18th, the U.S. Consumer Product Safety Commission sent out a Recall Alert related to Chef's Mark Cookware sets.




Recall Alert
U.S. Consumer Product Safety Commission
Office of Information and Public Affairs
Washington, DC 20207
December 18, 2008Alert #09-714

Article Source: U.S Consumer Product Safety Commission

Fingerhut Recalls Chef’s Mark Cookware Sets Due to Burn Hazard
The following product safety recall was voluntarily conducted by the firm in cooperation with the CPSC. Consumers should stop using the product immediately unless otherwise instructed.

Name of Product: Chef’s Mark® 15 piece cookware sets
Units: About 9,000
Importer: Fingerhut Direct Marketing, of Eden Prairie, Minn.

Hazard: The handles on the cookware can break, posing a burn hazard to consumers.
Incidents/Injuries: Fingerhut has received six reports of handles breaking including three reports of minor burn injuries to consumers.

Description: This recall involves Chef’s Mark® 15 piece cookware sets with model number 515 and Fingerhut product code H6637. The model number and product code are printed on the cookware’s packaging. The non-stick cookware has red, green, black, blue or purple exteriors, black handles, glass lids and came with spoons, spatulas and ladles.
Sold exclusively by: Fingerhut catalogs and Fingerhut.com from January 2008 through October 2008 for about $80.
Manufactured in: China

Remedy: Consumers should stop using the cookware immediately and contact Fingerhut to receive a free repair kit. Fingerhut is directly contacting purchasers.
Consumer Contact: For additional information, contact Fingerhut toll-free at (866) 931-5417 between 8 a.m. and 5 p.m. CT Monday through Friday, or visit the firm’s Web site at

www.fingerhut.com
---
The U.S. Consumer Product Safety Commission is charged with protecting the public from unreasonable risks of serious injury or death from thousands of types of consumer products under the agency's jurisdiction. The CPSC is committed to protecting consumers and families from products that pose a fire, electrical, chemical, or mechanical hazard. The CPSC's work to ensure the safety of consumer products - such as toys, cribs, power tools, cigarette lighters, and household chemicals - contributed significantly to the decline in the rate of deaths and injuries associated with consumer products over the past 30 years.
To report a dangerous product or a product-related injury, call CPSC's hotline at (800) 638-2772 or CPSC's teletypewriter at (800) 638-8270, or visit CPSC's web site at

www.cpsc.gov/talk.html. To join a CPSC email subscription list, please go to https://www.cpsc.gov/cpsclist.aspx. Consumers can obtain this release and recall information at CPSC's Web site at www.cpsc.gov.


Advanced Restoration Corporation

Tuesday, December 16, 2008

Ice Storm: NY State Insurance Dept. Activates Disaster Hotline


The New York State Insurance Department just sent out a news release related its Disaster Hotline, which was activated due to an ice storm that hit multiple counties in upstate New York:

See below...

New York State
Insurance
Department
NEWS
RELEASE
Contact:
Public Affairs
(212) 480-5262
www.ins.state.ny.us

Eric R. Dinallo Superintendent of Insurance 25 Beaver Street New York, N.Y. 10004
ISSUED 12/15/2008
FOR IMMEDIATE RELEASE

INSURANCE DEPARTMENT ACTIVATES DISASTER HOTLINE
The New York State Insurance Department today activated its toll-free Disaster Hotline to assist property owners affected by the ice storm that struck 16 Upstate counties and left thousands of New Yorkers without power, Superintendent Eric Dinallo said.
The Insurance Department's Disaster Hotline number is 1-800-339-1759. The hotline is staffed by personnel from the Department's Consumer Services Bureau on weekdays between 8 a.m. and 5 p.m.

"Consumers who have storm-related damage and are having difficulty dealing with their insurance company or understanding their coverage should give the hotline a call," Dinallo said. "We are available to help New Yorkers work through the claims process with their insurance companies in the event they need help."

Dinallo urged homeowners and business operators to make every effort to protect their homes and businesses from further damage. This includes reviewing insurance policies for important information related to electric utility interruptions. Coverage for power failure is generally excluded in a homeowners policy. However, coverage may be available for damage occurring during the restoration of electricity by such events as electrical power surges.

Commercial property policies generally exclude coverage for power or utility service failure if the failure occurs outside the premises. There may also be waiting periods in policies before business interruption coverage is triggered. It is important for these property owners to confer with their insurance agent to determine the extent of coverage available.

Following are some typical questions and answers consumers may find helpful:

What damage to your home is covered?
Damage caused by wind, wind-driven rain, trees or other falling objects, as well as the collapse of a structure due to the weight of ice or snow, is covered under most standard homeowner policies. The repair of pipes frozen as the result of extreme cold weather may not be covered if damage is due to negligence, such as failing to maintain an adequate temperature in the house.

What damage to your home is not covered?
Many policies do not cover losses of any type incurred as the result of a flood, costs associated with the removal of a fallen tree (unless the tree lands on your home), food spoilage expenses created by an off-premises power outage, and water damage resulting from backed-up drains or sewers. Some insurers offer endorsements (additional protection that may be purchased) for certain coverage not included under a standard homeowner policy. Consumers should check with their insurance agent or company to determine their needs.

What should I do after damage to a car or an accident?
Damage to automobiles due to falling ice or trees is covered under your comprehensive automobile insurance policy. In the event of an accident while driving on icy roads, call your insurance agent or insurance company with your policy number and other relevant information as soon as possible, although you have 30 days in which to report the accident. Be sure you cooperate fully with the insurance company and ask your agent what documents, forms and data you will need.

Monday, December 15, 2008

Fire & Smoke Restoration Video

ADVANCED RESTORATION IN ACTION


Advanced Restoration Corporation, a full-service property damage restoration company, has been in business for over 20 years and provides complete Restoration and Reconstruction services across Long Island and the NY Metro area.

Our expertise includes all aspects of Fire & Smoke Restoration, Water Mitigation and Mold Remediation. The attached video represents the quality workmanship Advanced Restoration provides our customers on every completed project.

Our objective is to be a lifeline to clients and provide prompt, courteous and personalized service. To ensure we are meeting customer expectations and providing the highest quality service available, our project managers consistently communicate with a client throughout the restoration process. We also conduct a feedback survey upon the completion of any service.

Advanced Restoration is a member of multiple industry associations, including: NYARM, BOMA, PIA, YIP, IICRC, NARI, NIDR and RIA. We are licensed in Nassau and Suffolk County, as well as the five boroughs of New York City.

At Advanced Restoration, we are truly committed to Making Disaster Temporary and Restoration Permanent. Please contact us with any questions regarding our services at (800)693-6263.






Tuesday, December 9, 2008

Going Green Around the Holidays



Every day, more and more Long Island businesses and homeowners are "going green" in order to provide a healthier environment for residents of Nassau & Suffolk County.

The world has a fixed amount of natural resources, some of which are already depleted. So as population growth greatly strains our finite resources, there are fewer resources available. If we intend to leave our children with the same standard of living we have today, we must preserve the foundation of that standard of living. Saving clean air, water, fuel sources and soil for future generations is essential, and everyone needs to start thinking green.

Some of the greatest threats to future resources come from things we throw away everyday. Household batteries and electronics often contain dangerous chemicals that may, if sent to a local landfill, leak through the bottom barrier and pollute the groundwater. This can contaminate everything from the soil in which our food grows, to the water which will eventually come out of aquifers and into our tap water. Many of these chemicals cannot be removed from the drinking water supply, nor from the crops that are harvested from contaminated fields. The risks to human health are tremendous and educating the public will help to alleviate those risks.

Simple ways to increase the energy efficiency of a home during the building or remodeling process include:

Lights
Turn off unnecessary lights , indoors and outdoors, to conserve electricity. Install lighting timers or sensors to automatically turn off lights when not needed.

High-Efficiency Heating/Cooling System
Installing high efficiency heating and cooling equipment also conserves electricity. Use programmable thermostats to minimize energy use, especially when no one is home.

High-Efficiency Windows and Appliances
High-efficiency windows reduce heating and cooling costs by minimizing the impact the outside environment has on a home.

Low-Water Consumption Fixtures
Low-consumption or dual-flush toilets, low-consumption or waterless urinals, and low-flow bathroom, sink and shower faucets all help to reduce water use.

Fluorescent Bulbs
Using compact, fluorescent bulbs use less power and last longer than conventional bulbs.

Advanced Restoration recently joined various green organizations and is looking to explore green relationships in New York with other business entities.









Thursday, December 4, 2008

'Tis The Season: Christmas Tree Fires


Every year around the holidays, tragic stories hit the news media in New York related to Christmas trees that caught fire in a home or business. Taking simple precautions will help to prevent an unforeseen situation from occurring.


Preventing Christmas Tree Fires

Selecting a Tree
Needles on fresh trees should be green and hard to pull back from the branches, and the needle should not break if the tree has been freshly cut. The trunk should be sticky to the touch. Old trees can be identified by bouncing the tree trunk on the ground. If many needles fall off, the tree has been cut too long, has probably dried out, and is a fire hazard.

Caring for Your Tree
Do not place your tree close to a heat source, including a fireplace or heat vent. The heat will dry out the tree, causing it to be more easily ignited by heat, flame or sparks. Be careful not to drop or flick cigarette ashes near a tree. Do not put your live tree up too early or leave it up for longer than two weeks. Keep the tree stand filled with water at all times.

Disposing of Your Tree
Never put tree branches or needles in a fireplace or woodburning stove. When the tree becomes dry, discard it promptly. The best way to dispose of your tree is by taking it to a recycling center or having it hauled away by a community pick-up service.
Holiday Lights
Inspect holiday lights each year for frayed wires, bare spots, gaps in the insulation, broken or cracked sockets, and excessive kinking or wear before putting them up. Use only lighting listed by an approved testing laboratory.

Do Not Overload Electrical Outlets
Do not link more than three light strands, unless the directions indicate it is safe. Connect strings of lights to an extension cord before plugging the cord into the outlet. Make sure to periodically check the wires - they should not be warm to the touch.
Do not leave holiday lights on unattended.

Holiday Decorations
Use only nonflammable decorations. All decorations should be nonflammable or flame-retardant and placed away from heat vents.

Never Put Wrapping Paper in a fireplace. It can result in a very large fire, throwing off dangerous sparks and embers and may result in a chimney fire.



Ensure working smoke alarms are installed on every level of your home, test them monthly and keep them clean and equipped with fresh batteries at all times. Know when and how to call for help. And remember to practice your home escape plan.

Advanced Restoration Corporation

Tuesday, December 2, 2008

Property Damage: Flooding/Water Damage


Source: Disaster-Resource
By Pat Moore

The very recent horrific flooding situations throughout the United States and the rest of the world exemplify how disastrous extreme water damage can be. Along with the tragic loss of life came almost irreparable physical property damage.

DAMAGE ASSESSMENT
Until the water recedes, a proper and thorough site/damage assessment cannot be performed. Water and silt, associated with floods, can carry contaminants such as bacteria, heavy metals, pesticides, PCBs and hydrocarbons. In some cases, metals, including lead, chrome, cadmium, barium and mercury, along with maintenance chemicals, oils from mechanical rooms, waste oil storage or fuel oil tanks, paints, solvents, and house-keeping chemicals may also be present. When these and other unknown chemicals are found, specific procedures such as taking a complete physical inventory of each container and product segregation should be performed by certified, trained, hazardous material technicians. The water and silt must be tested and analyzed so that the proper health and cleaning protocols can be employed.

The affect of the water and silt upon the facility and its contents can be extremely detrimental. Mr. Ian R. Chin, SE, AIA an external consultant to BOMA (Building Owners and Managers Association), states that, "Many buildings affected by water infiltration can be exposed to loading conditions that they have never seen before, and possibly were not designed to withstand. After the water is pumped out, all structural walls, beams, and columns should be investigated to determine if water-related forces have adversely affected their structural capacity and serviceability. When existing conditions have been evaluated, the structural engineer should design repairs to provide immediate stabilization as needed, and to provide long-term measures to address distress conditions. Structural intervention must be coordinated with measures to address architectural, mechanical, electrical and environmental concerns in areas affected by water."

For example, the water’s ionic content, acidity, suspended solids and organic content should always be analyzed. Inorganic salts from building materials and atmospheric particulate matter can be deposited on exposed circuit boards. It is also important not to let the sediments in water settle on the equipment and then dry. When addressing water damage in a facility and to the contents of that facility, you need to review all the water variables which could exist, including total alkalinity (pH), total dissolved solids (TDS), suspended material, dissolved gases, pathogens, organic material, microorganisms, electrolytes, oil and chemicals.

ELECTRONIC EQUIPMENT RECOVERY
In most cases, de-energizing electronic equipment before exposure to water allows for successful restoration. Electronics, as well as finished products, should always be carefully examined and, if necessary, be tested by experienced technicians to make sure they still meet the manufacturer’s original operating and performance specifications, as well as general cosmetic appearance. If this equipment remains in a moist, humid environment, severe corrosion can occur within 48 – 72 hours. Emergency restoration procedures, such as removal of standing water, facility dehumidification, and corrosion control are crucial loss recovery factors in reducing damage to critical components of the facility.

It is possible to remove hundreds of gallons of water from thousands of square feet in a facility over a 24-hour period by dehumidifying moist air through the use of high efficiency refrigeration or desiccation techniques. Restoration specialists use dehumidification equipment in conjunction with overhead fire sprinklers and fire detection sensors to provide the maximum protection for expensive telephone switches or electronic data processing environment.

SICK BUILDING SYNDROME
In addition, where you have had standing water or moist, humid conditions in a facility for more than 24 – 48 hours, you must be concerned about the development and growth of mold and mildew spores. This affects not only the structure, HVAC systems and critical contents such as documents and magnetic media, but can produce sick building syndrome as well.

A proper and thorough damage assessment, performed by a certified industrial hygienist and decontamination of the HVAC systems is critical to insure the building will be returned to the proper criteria of clean for re-occupancy.

VITAL RECORDS RECOVERY
In addition to understanding and mitigating what water damage can do to a facility and electronic equipment, it is equally important to understand and mitigate not only what it can do to vital records, but the health hazards it might pose while attempting vital records recovery. During flooding, for example, sewage backup normally occurs. The typhoid bacteria can be present in sewage and therefore, in order to protect your resources that are assisting in the retrieval and restoration of the records, you will need to institute the proper health and safety procedures.

In the event of water damage, vital records can become a total loss very quickly. For example, chilled-water systems often contain glycol, which can adversely affect certain types of paper and magnetic media. Different types of documents, photographs and vellum items, as well as magnetic media, need immediate and extra-special care. Every effort should be made to reduce high temperatures and vent the areas as soon as the water has receded or been pumped out. Water-soaked materials must be kept as cool as possible by good air circulation until they can be stabilized.

Freezing and storing documents can buy you time to finalize arrangements for proper recovery. Although freezing itself is not a drying method - and does not kill mold - it definitely controls its growth if done properly.

Using proper hygiene methods, washing away accumulated mud, sewage and dirt must be completed prior to freezing to avoid additional damage. Do not attempt to pull documents apart while wet. Remove all documents in blocks, if possible, so you do not increase deterioration. Leave a space about the size of your fist in the packing box for proper air circulation. Once the documents are frozen and/or in cold storage, choose the proper drying method of either freeze-drying through sublimation or descicant drying. (It is important to point out that, depending upon the degree of water damage and volume of documents, both processes can require substantial time (generally a minimum of 7 - 10 days, and quite a bit longer in a regional disaster).
In addition, check with your insurance company to ensure that your policy adequately covers the costs involved in restoring vital records. Typically, freeze-drying costs are priced per cubic foot of records. Determine whether your present coverage addresses the retrieval of data from the damaged medium. In addition to valuable papers’ coverage, you should research whether or not your business interruption insurance responds to a loss of vital records containing integral operational information.

MAGNETIC MEDIA RECOVERY
Due to the sensitivity of magnetic media, its successful recovery will require mitigation procedures of immediate and proper damage assessment, climate control, and proper handling and cleaning, generally within 72 – 96 hours of damage.

Improper handling of wet microfilm, such as allowing it to dry on its spool, can result in data loss as well. Keep silver or emulsion films wet in clean cold water and immediately contact your microfilm service bureau or film-processing lab to mobilize recovery operations. It can be assumed that the archival quality of microfilm has been compromised once it has been restored, and therefore you will always want to duplicate these records, and store the originals off-site.

Documents exposed to hazardous contamination cannot be moved or handled, except by trained and certified hazardous materials decontamination specialists. Clearance testing, performed on the records, will also be necessary before they can be released.

FINE ARTS RECOVERY
You must also consider the protection of any type of fine art that is housed in your facility. For example, the value of paintings in your Chairman’s offices or on loan for a special exhibit in your facility, can far exceed the sum total of the physical premises, its contents and inventory. Gordon Lewis, a fine arts restoration specialist with the Fine Arts Conservancy, West Palm Beach, Florida states that " in twelve to forty-eight hours, water will migrate to the interior of art on paper, damaging the sheet and image and creating the opportunity for overwhelming mold outbreak. Paintings and furniture can develop serious mold damage in the same time frame. Paintings, when exposed to water or saturating humidity, can flake away from their canvas upon drying (six plus hours). Rare books absorb saturating humidity, expanding and warping with irreversible damage to spines and bindings within twenty-four hours.
Today there are sealed systems or microclimates which are suitable both for paintings and works of art on paper and can totally encapsulate the object without the system itself being visually seen". Lewis also cautions us on understanding the importance of art conservators directing a fine art pack out of a damaged building, and that in most cases, improper handling of fine art can cause more substantial damage than the damage event itself.

Through preparedness, training and mitigation, we can greatly reduce the billions of dollars being spent today on trying to salvage flood damaged homes and businesses.


Tuesday, November 25, 2008

What is Thermography?


Many restoration contractors will use a thermal imager following a water loss to determine the damage sustained to a property structure. Thermography, the use of a thermal imager or infrared (IR) camera to capture an image of the surface temperature of objects, is used in a variety of industries to detect problems that show up as temperature differences.

First of all, it is important to understand that an IR camera is not a moisture meter. It is a thermal-imaging camera that detects temperature differences. Where there is elevated moisture in or on interior building materials, there is usually evaporative cooling. If necessary, the building can be modified to enhance evaporative cooling. Since evaporation lowers the temperature of wet surfaces, the IR camera can easily and quickly locate suspect areas needing further investigation. Both the IR camera and the moisture meter are needed to perform a building moisture investigation. So, after the IR camera locates an anomaly, a contractor can verify the presence or absence of moisture with a moisture meter.

A trained thermographer can scan a room and check questionable areas more timely than using less effective techniques. Water damage calls for fast responses, especially when dry downs are an operation. Using an IR camera significantly reduces inspection times, resulting in reduced labor costs. The same thing applies to monitoring the drying process. It would take a lot of time to check every square inch of an area you are drying and you can easily miss areas of moisture. On the other hand, the IR camera can quickly show an individual the progress of the restoration and where to focus your drying efforts.

Insurance companies are always focused on keeping their customers satisfied to ensure policy retention . When property claims are made, insurers are concerned about paying a fair and equitable price for the work that needs to be performed under the terms of the policy, which is good business. Insurance adjusters are charged with having to determine how coverage applies to each loss. Generally, they are not experts in the field of restoration.

Insurance carriers rely on good documentation to establish the scope of the loss and the appropriate need for equipment and labor. One of the many benefits of IR technology for the insurance company is pictorial documentation covering the scope of the loss and the need for equipment. The restorer can document when the property is dry and remove equipment at the appropriate time. That documentation can then be submitted to adjusters to document their file, allowing them to close files faster and only pay the appropriate amount for restoration.








Friday, November 21, 2008

Frozen Pipes in Your Home!


Although Winter officially begins on December 21st, the New York Metro area has already posted FREEZE WARNINGS during overnight conditions.
Homeowners in need to start thinking about the possibility of pipes freezing in their homes and how to prevent property damage, including water damage to a structure.
Preventing Frozen Pipes
Before the onset of cold weather, prevent freezing of water supply lines and pipes by following these recommendations:

Outdoor
Drain water from swimming pool and water sprinkler supply lines following manufacturer's or installer's directions. Do not put antifreeze in these lines unless directed. Antifreeze is environmentally harmful, and is dangerous to humans, pets, wildlife, and landscaping.

Remove, drain, and store hoses used outdoors. Close inside valves supplying outdoor hose bibs. Open the outside hose bibs to allow water to drain. Keep the outside valve open so that any water remaining in the pipe can expand without causing the pipe to break.
Water Supply Source
Check around the home for other areas where water supply lines are located and are in unheated areas. Look in the basement, crawl space, attic, garage, and under kitchen and bathroom cabinets. Both hot and cold water pipes in these areas should be insulated. A hot water supply line can freeze just as a cold water supply line can freeze if the water is not running through the pipe and the water temperature in the pipe is cold.
Insulation
Consider installing specific products made to insulate water pipes like a "pipe sleeve" or installing UL-listed "heat tape," "heat cable," or similar materials on exposed water pipes. Many products are available at your local building supplies retailer. Pipes should be carefully wrapped, with ends butted tightly and joints wrapped with tape. Follow manufacturer's recommendations for installing and using these products.
If you have an issue related to frozen pipes, contact Advanced Restoration immediately
to alleviate the potential of further property damage to your home or business . Our team is ready to respond 24/7 to your situation.

Saturday, November 15, 2008

Water Damage and Mold Remediation

Once again, Long Island and the NY Metro area is getting hit by heavy rains and flooding.
Here are a few more tips on water damage and mold for our friends in Nassau County, Suffolk County and New York City:

Mold Issues
If you have a serious mold problem, calling a specialist is in your best interest. Leaving a mold problem untreated can result in structural damage to your home and possible thousands in repairs.

Mold Detection
If you're not sure if you have a mold problem or not, a water damage specialist can assess your situation. After a very rainy season, it's a good idea to get your house checked for leaks, water damage, and mold.

Water Removal
If you've encountered a large leak or a flood, a specialist will have all the equipment needed to take care of the situation quickly and simply. If there is a lot of water but you think you can take care of it yourself, assess whether you think structural damage can occur within the extra time it may take you as opposed to a specialist.

Drying
After a major leak or flood, it's important to dry out the affected area. If you do not have the necessary equipment to do this, most water damage teams own several large, high power drying fans to prevent further damage.

Deodorizing
If a strange smell in your home just won't go away in your home, consider calling a water damage specialist for this as well. Most people don't know they handle strange odors, but they do have anything you're going to need to dispel most bad smells.

Restoration
If your home was hit by flood, mildew, mold, or leaks, structural or other damage may have occurred. To guarantee your home looks the same way it used to, call a specialist as they specialize in restoring homes after this particular kind of damage.

Assessing Damage
Whatever water damage you come across, a water damage specialist is the right person to tell you exactly how severe a situation is and what action to take as a homeowner or business owner. Before hiring anyone to do any work, make sure you have an idea of just what is damaged and what needs to be done.


For more information about water damage, contact Advanced Restoration.

Stay dry!