Monday, May 24, 2010
My Response to Cablevision Editorial: Brookhaven Town Supervisor Mark Lesko's "Blight into Light"
Sunday, May 2, 2010
2010 Hurricane Season Forecast
Latest 2010 Hurricane Forecast Predictions:
Friday, April 23, 2010
Advanced Restoration Receives a 2009 Constant Contact All Star Award
Constant Contact recognizes Advanced Restoration Corporation for commitment to best practices in email marketing.
West Babylon, New York - April 23, 2010 - Advanced Restoration Corporation, today announced that it has received a 2009 All-Star Award from Constant Contact®, Inc., a leading provider of email marketing, event marketing, and online survey tools for small organizations. Advanced Restoration Corporation was selected for meeting Constant Contact's best-practice standards for the use of Email Marketing throughout 2009.
"Constant Contact provides an excellent marketing resource that allows Advanced Restoration the ability to effectively communicate with our clients," said Gary Matzelle, Marketing Director, Advanced Restoration Corporation. "The marketing tools provided by Constant Contact have helped to build and reinforce our company's brand and image."
Advanced Restoration received a 2009 Constant Contact All-Star Award for demonstrating best practices in the effective use of Constant Contact Email Marketing in the following areas:
*Frequency of campaigns
*Open rates
*Bounce rates
*Click through rates
"Our customers work hard to build strong relationships with their customers through email marketing and some, such as Advanced Restoration Corporation, truly excel in this effort," said Gail Goodman, CEO, Constant Contact. "We created our All-Star Awards to highlight those customers who are passionately committed to following our best practices as they work to improve their customer communications. We're proud of the role we play in helping Advanced Restoration be successful and we look forward to continuing to assist the company with its marketing efforts."
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About Constant Contact, Inc.
With more than 350,000 customers, Constant Contact, Inc. is a leading provider of email marketing, event marketing, and online surveys for small businesses, nonprofits, and member associations. Founded in 1995, Constant Contact helps small organizations grow stronger customer relationships by delivering professional, low cost, easy-to-use online tools backed with award-winning support, education and personal coaching. Constant Contact is a publicly traded company (Nasdaq: CTCT) with offices located in Waltham, Mass.; Loveland, Colo.; and Delray, Fla. To learn more, please visit http://www.constantcontact.com/ or call 781-472-8100.
About Advanced Restoration Corporation
As a preferred vendor for multiple insurance companies, Advanced Restoration Corporation is a leading service provider in the property damage restoration industry. With a combined 75 years experience, Advanced Restoration is a family-owned and operated disaster response/property damage restoration company specializing in fire and smoke damage, water damage and mold remediation. Advanced Restoration services Long Island and the New York Metro area. To learn more, please visit http://www.advancedrestoration.com/ or call (800) 693-6263.
Media Contact
Gary Matzelle
Advanced Restoration Corporation
(800) 693-6263
Email: gmatzelle@advancedrestoration.com
Rosalind MorvilleConstant Contact
(339) 222-5772
Email: rmorville@constantcontact.com
Monday, March 22, 2010
Storm Damage: What to Do After a Loss
If you suffer a loss, the first thing to do is to notify your insurance company or its agent. You can do this by telephone, although it is a good idea to follow up with written notification. Remember, if you give the notice to your broker, rather than directly to the insurance company, you still have a responsibility to make sure that the insurance company receives notice of your claim.
It is also important to notify your insurance company promptly after any incident takes place that might result in a claim at some later date, even though no claim was made at the time the event occurred.
For example, if your dog bites a neighbor or a guest falls on your property, it should be reported to the insurance company even though you don't know whether any claim is actually going to be made against you. Your failure to notify the company promptly might allow it to deny coverage in the event a claim if filed against you at a later date.
It is also important to protect your property against further damages. For example, if the windows are broken, have them boarded up to protect against further vandalism or burglary. The cost of this type of protection is covered by, and would be reimbursed by your insurance company.
However, no permanent repairs should be made until your company or its representative has inspected the property. The company has the right to inspect the property in its damaged state, and can refuse to pay you for any damage that is repaired before inspection.
An adjuster will be sent from your insurance company to examine the damage and give you an estimate of the cost of repairs or replacement. You should also get an estimate from your own contractor to compare with the insurance company's estimate. Your contractor will probably charge a fee for this service but might credit that fee to your bill if you hire that contractor to repair and/or replace your property.
If you need assistance, your agent, broker or insurance company sales representative should help you fill out the claim form and help gather the materials you need to substantiate your loss.
In the event you are unfortunate enough to experience a major loss such as a fire or severe windstorm which has badly damaged or destroyed your home, and you are not in a position to negotiate a settlement with your company, you may want to consult an attorney or call a licensed public adjuster to act on your behalf with your insurance company.
Public adjusters are licensed by the Insurance Department. They represent you and not the insurance company. They will help you in taking inventory of your loss, securing your home from vandalism, contacting your insurance company, advising you on the extent of your coverage and help you secure the services needed to repair or rebuild you home. They will negotiate on your behalf with the adjuster from the insurance company.
A public adjuster may not charge a fee more than 12.5% of the recovery amount and must get a signed compensation agreement from you in which the amount of compensation is clearly stated. Such agreement may be cancelled up to midnight of the third business day after the date on which you have signed the compensation agreement. In addition, public adjusters may not solicit your business between the hours of 6 p.m. and 8 a.m.
Another alternative to consider when an agreement cannot be reached between you and your insurance company is the appraisal process. Every homeowner, tenant, cooperative apartment and condominium policy issued in New York contains a provision whereby you and your company select a competent and disinterested appraiser. The two appraisers, in turn, select an umpire. Each appraiser must evaluate the loss and determine the value of each item. Any disagreements between the appraisers regarding the value of any items are submitted to, and settled by the umpire. The costs of this process are paid by the policyholder and the insurance company.
Source: NY State Insurance Department
Tuesday, December 15, 2009
Ten Tips to Keep Your Holiday Home Fire and Injury Free
Fires Lead the List of Hazards Related to Holiday Decorating
WASHINGTON, D.C.- As the holiday season approaches, the U.S. Consumer Product Safety Commission (CPSC) is urging consumers to make safety a factor in holiday decorating. Whether it is careful candle placement or checking the warning label on the holiday lights, simple safety steps can go a long way in preventing fires and injuries this year.
Annually, during the two months surrounding the holiday season, more than 14,000 people are treated in hospital emergency rooms due to injuries related to holiday decorating. In addition, Christmas trees are involved in hundreds of fires resulting in an average of 15 deaths and $13 million dollars in property damage annually. Candle-related fires lead the list of hazards averaging more than 12,000 a year, resulting in 150 deaths and $393 million in property damage.
“Holiday decorating-related fires and injuries most often involve defective holiday lights, unattended candles and dried-out Christmas trees,” said CPSC Chairman Inez Tenenbaum. “We are providing this list of 10 simple safety steps to help keep your holiday home safe.”
Use the following ten safety tips when decorating this year:
Trees and Decorations
When purchasing an artificial tree, DO look for the label "Fire Resistant." Although this label does not mean the tree won't catch fire, it does indicate the tree is more resistant to catching fire.
When purchasing a live tree, DO check for freshness. A fresh tree is green, needles are hard to pull from branches and do not break when bent between your fingers. The bottom of a fresh tree is sticky with resin, and when tapped on the ground, the tree should not lose many needles.
When setting up a tree at home, DO place it away from heat sources such as fireplaces, vents, and radiators. Because heated rooms dry out live trees rapidly, be sure to monitor water levels and keep the stand filled with water. Place the tree out of the way of traffic, and do not block doorways.
In homes with small children, DO take special care to avoid sharp, weighted or breakable decorations, keep trimmings with small removable parts out of the reach of children who could swallow or inhale small pieces, and avoid trimmings that resemble candy or food that may tempt a child to eat them.
Lights
Indoors or outside, DO use only lights that have been tested for safety by a nationally-recognized testing laboratory, such as UL or ETL/ITSNA.
Check each set of lights, new or old, for broken or cracked sockets, frayed or bare wires, or loose connections. Throw out damaged sets. DON’T use electric lights on a metallic tree.
If using an extension cord, DO make sure it is rated for the intended use.
When using lights outdoors, DO check labels to be sure the lights have been certified for outdoor use and only plug them into a ground-fault circuit interrupter (GFCI) protected receptacle or a portable GFCI.
Candles
Keep burning candles within sight. DO extinguish all candles before you go to bed, leave the room or leave the house.
DO keep lighted candles away from items that can catch fire and burn easily, such as trees, other evergreens, decorations, curtains and furniture.
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Tuesday, November 3, 2009
Fall Maintenance Around Your Home
GROUNDS
Check window wells, dry wells and storm drains for debris or blockage.
Repair any driveway cracks and/or heaved or settled walkways.
Trim all trees and shrubs that are too close to the house.
Check (ideally during a rainstorm) for rainwater drainage away foundation.
Clean and put summer furnishings away.
Drain and store garden hoses.
EXTERIOR SURFACES
Check weathertightness of all exterior surfaces and components.
Check for deterioration of painted or finished areas. If too late for a full paint job, prime and touch-up bare wood surfaces.
Caulk and seal all joints in siding, around windows and doors.
Check and seal any foundation cracks.
Improve weatherstripping at exterior doors and windows as needed.
Reset storms and screens where required.
Look for any signs of insect or pest activity around the foundation and at wood components close to the ground.
ROOF (Use binoculars or hire a professional.)
Check for loose, damaged or missing roofing.
Check eave areas for signs of moisture build-up or damage.
Check the condition of chimneys.
Check flashings for signs of lifting or damage and repair as needed.
Check and clean all gutters (eavestroughs) and downspouts.
ATTIC
Check ventilation openings for nests or other blockage.
Check the position and condition of insulation for uniform coverage.
Look for any signs of excessive moisture or heat buildup.
INTERIOR ROOMS
Check all areas for signs of roof or plumbing leakage.
Have any fireplaces or wood stoves and flues checked and professionally cleaned.
Reset automatic timers for the change in daylight hours.
Check all smoke/carbon monoxide detectors. Replace batteries if over a year old.
Test Ground-Fault Circuit-Interrupters (GFCI’s) using built-in test buttons.
HEATING/COOLING SYSTEMS
Clean all elements of the cooling system.
Remove (or winterize) room air conditioners.
Follow manufacturer instructions for the maintenance of your heating system.
Change or clean heating system filters on warm air systems (now and regularly).
Check heating and cooling systems for any evidence of water leaks.
If present, clean and test the humidifier.
Have your heating system serviced annually by a qualified heating serviceperson before the heating season to keep it functioning efficiently and properly.
PLUMBING
Drain exterior water lines and open taps (in cold areas).
Insulate water lines that are subject to freezing.
Check the condition and temperature setting of the water heater. Follow the manufacturer’s recommendations for the temperature setting.
Check the plumbing system and fixtures for any evidence of water leaks or blocked drains.
Confirm proper operation of any sump pumps and free flow of the drain line.
Remember, these tips are only general guidelines. Since each situation is different, contact a professional if you have questions about a specific issue. More home safety and maintenance information is available online at http://www.longisland.housemaster.com/ or contact Matthew Kaplan at (800) 805-1122.
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Advanced Restoration Corporation is a family-owned and operated full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.
When disasters strike, Advanced Restoration is ready to respond 24 hours a day, 7 days a week.
Friday, October 9, 2009
FHA 203k Loans Featured on NBC News4 New York!
The homeowner in this story utilized the 203k loan program to renovate a home (located in Medford, New York) which needed $74,000 in repairs/restoration. The Section 203(k) program is HUD's (Housing and Urban Development) primary program for the rehabilitation and repair of single family properties.
With a 203k loan, the borrower can get just one mortgage loan, at a long-term fixed (or adjustable) rate, to finance both the acquisition and the rehabilitation of the property. To provide funds for the rehabilitation, the mortgage amount is based on the projected value of the property with the work completed, taking into account the cost of the work.
VIDEO: To view this story, please click here.
For more information on FHA 203k loans in New York, please contact:
Advanced Restoration Corporation (203k Contractor):
Gary Matzelle at (w) (800) 693-6263; (c) (516) 903-4107,
or email Gary at: gmatzelle@advancedrestoration.com
Continental Home Loans (FHA Approved Lender):
Wendy Doerzbacher at (w) (631) 390-6176; (c) 516 982-6339,
or email Wendy at: wendyd@cccmtg.com
Sunday, September 13, 2009
Green Drinks Babylon
Wednesday, July 15, 2009
203k Loans Made Simple? Yes, for Your Clients

Santa Clarita, CA
More about Colleen…
Southern California Mortgage Professional
Office Phone: (661) 310-8536
Cell Phone: (661) 310-8536
Email Colleen
203k MADE SIMPLE?
Apparently they told the client that 203k loans were no longer being done (Gee, you think it was after realizing that they had no idea what they were doing?) and they tried to flip them into another loan. This was after telling my client that their loan amount would be for the contract price and the extra money would just be separate and sit in an impound account to be disbursed over the next 6 months. Okay partially true, the extra amount would be in escrow to be disbursed as the remodel progressed, but for free? Who pays for the extra 50,000 dollars you just borrowed for repairs? Your loan amount is for the entire amount you are borrowing. Makes sense right?
So what is a 203k loan and why use one?
When a buyer wants to buy a home that needs repairs utilizing FHA financing, normally the repairs would have to be completed prior to the close of escrow. The repairs would normally fall on the responsibility of the seller. With so many foreclosures in today's market, the bank is the seller. And many times the home in need of repair is listed "as is". Which in the past would require a cash buyer or conventional financing. This is another reason that people in the business decided to shy away from FHA loans. I believe it was pure ignorance of the programs that were available by the brokers and the realtors couldn't properly prepare their seller for what to expect that gave FHA loans a bitter taste.
* 203k loans allow you to FINANCE the cost of the repairs in the new loan amount. (Not to exceed 110% of the after improved value determined by the appraiser and 203k consultant) What does this mean? I buy a house for 200,000 that needs 50,000 in repairs and I can borrow the extra 50,000? Too good to be true? NOPE. That's it in a nutshell....
* Down payment is based on the sale price PLUS the final cost of the repairs x 3.5% so for example:
Sale price is 200,000 (DO not calculate 3.5% on this) PLUS 50,000 in repairs/costs (which includes certain costs and reserves the lender will require) 250,000 x 3.5%. Down payment is $8750.00 (closing costs are separate as usual)
* Buyer will hire (lender can recommend) a HUD approved FHA 203k Consultant to go to the property with the buyer to determine the required repairs and wish list repairs.
The fee charged by the consultant can be included in the mortgage. The fee can range anywhere between $ 400 to $1200 depending on the repairs required. Please check with the consultant prior to scheduling your appointment.
*Buyer will obtain estimates from several licensed contractors for the work to be completed depending on how extensive the repairs.
The consultant will determine the "required" repairs versus the "wish list repairs". You must start with the required repairs and then move on from there for you wish list. This is an important step for the consultant and appraiser so that you don't over improve the home and exceed the comparable properties in the area.
* Once the consultant completes his report of required and wish list repairs, the lender will forward it to the appraiser for an "After Improved Value". This is where you may run into problems with OVER improving the property based on current values. Between the consultant, appraiser and buyer - the FINAL FINAL report will be tweeked to come up with a final report that the contractors will be hired to do.
* So now the file is submitted to underwriting and approved ( you need to qualify at the full amount you are borrowing of course, which may include your current mortgage payment for the home you will live in during the rehab period) and the normal steps for closing will occur.
(BIG PLUS - you can include 6 months of mortgage payments in the new loan amount since it's assumed that you will have TWO housing payments during the rehabilitation of the new home. This money will be deducted each month during the reahab process) This is optional.
* Closing occurs, and the work begins within 30 days of closing/funding. (This is when your mortgage payments start since this is when you started borrowing the money - however, if you included the 6 mths mtg payments, they will be deducted from escrow starting when your first payment is due)
* Disbursements are made throughout the following 6 months from the escrow account (normally 4 draws with one final inspection, but this can be increased for higher repair amounts) as the work is completed.
Remember you paid the seller for the price of the home, and then you borrowed an additional amount of X which is sitting in an escrow account to pay the contractors (your total loan is the total amount you borrowed)
Once the last disbursement is made and the final inspection showing COMPLETED AS PER THE CONTRACT........you are done! Simple as 1 2 3 - okay maybe not, but that's why having an experienced lender on your side is crucial!
There are specific properties and repair requirements for this type of loan, so please call me for specific details if this sounds like the right loan for your new home.
Please send me your before and after pics! I would love to see them and maybe even post them for people to see what can be done with this awesome program! Or contact Colleen Craig FHA 203k Specialist for more details
Happy Rehabbing!
For more information about 203(k) loans and mortgage professionals authorized to generate FHA 203(k) loans, please contact Gary Matzelle at (516) 903-4107.
Thursday, June 18, 2009
Water Damage, Floods & Heavy Rains Pummel NY!
A FLASH FLOOD WATCH means that conditions may develop that lead to flash flooding. Flash flooding is a very dangerous situation. One to two inches of rainfall is expected. Locally higher amounts are possible especially in areas affected by thunderstorms.
TRACK WATCHES AND WARNINGS
There is also an urban flood advisory for Nassau and Suffolk counties until 4:45 p.m.
Recent heavy rainfall has left soil conditions around the New York City metropolitan area and northern New Jersey saturated.
Forecasters are predicting one to two inches into early Thursday evening, with higher amounts from thunderstorms. Streams could rise, particularly along the Raritan and Passaic river basins.
Category 2: Often referred to as “gray” water Unsanitary or “gray” water contains some degree of contamination. Potentially, it could cause substantial discomfort or sickness if consumed by humans, and it carries microorganisms or nutrients for microorganisms. Category 2 (gray) water examples may include, but are not limited to: discharge from dishwashers or washing machines, overflows from washing machines, overflows of toilet bowls with some urine (no feces), broken aquariums, and punctured water beds. All of these may contain chemicals or biocontaminants (fungal, bacterial, viral, algae), or other forms of contamination. Time and temperature aggravate Category 2 (gray) water contamination significantly. Water in flooded structures that remains untreated longer than 48 hours can change from Category 2 (gray) to Category 3 (black).
Monday, April 27, 2009
Foreclosure Rescue Scams-HUD News Release

Source: HUD No. 09-033
Melanie Roussell (202) 708-0685 www.hud.gov/news/
For Release Monday
April 6, 2009
FEDERAL, STATE PARTNERS ANNOUNCE MULTI-AGENCY CRACKDOWN TARGETING FORECLOSURE RESCUE SCAMS, LOAN MODIFICATION FRAUD
Civil Enforcement Cases, State Enforcement Actions, Alert to Financial Institutions Among New Efforts to Protect American Homeowners Seeking Relief
WASHINGTON - As homeowners and communities throughout the country continue to face devastating consequences from the deep contraction in the economy and the housing market, the Obama Administration today announced a new coordinated effort across federal and state government and the private sector to target mortgage loan modification fraud and foreclosure rescue scams that threaten to hurt American homeowners and prevent them from getting the help they need during these challenging times. The new effort announced today aligns responses from federal law enforcement agencies, state investigators and prosecutors, civil enforcement authorities, and the private sector to protect homeowners seeking assistance under the Administration's Making Home Affordable program from criminal actors looking to perpetrate predatory schemes.
The U.S. Department of the Treasury, the U.S. Department of Justice (DOJ), the Department of Housing and Urban Development (HUD), the Federal Trade Commission (FTC), and the Attorney General of Illinois today discussed new initiatives to coordinate information and resources across agencies to maximize targeting and efficiency in fraud investigations, alert financial institutions to emerging schemes, step up enforcement actions and educate consumers to help those in financial trouble avoid becoming the victims of a loan modification or foreclosure rescue scam.
See full article...
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Advanced Restoration Corporation is a full-service restoration contractor with the ability to provide complete Rehabilitation & Restoration services to your new home! Water Damge? Mold? Structural Damage? We provide the expertise and knowledge to partner with you and your mortgage company today.
For more information about how Advanced Restoration can work with you on becoming the restoration contractor for your FHA 203(k) loan, please contact Gary Matzelle at (800) 693- 6263.
Saturday, April 25, 2009
203(k) Loan Application Process

The 203(k) Rehab Program is available through FHA approved lenders and is available in New York.
Here is a brief summary that provides the process for homeowners interested in applying for a 203(k) loan:
- Homebuyer Locates the Property.
- Preliminary Feasibility Analysis
- Sales Contract is Executed
- Homebuyer Selects Mortgage Lender
- Homebuyer Prepares Work Write-up and Cost Estimate.
- Lender Requests HUD Case Number
- Plan Reviewer Visits Property
- Appraiser Performs the Appraisal
- Lender Reviews the Application
- Issuance of Conditional Commitment
- Lender Prepares Firm Commitment Application
- Lender Issues Firm Commitment
- Mortgage Loan Closing
- Mortgage Insurance Endorsement
- Rehabilitation Construction Begins
- Releases from Rehabilitation Escrow Account
- Completion of Work/Final Inspection
Advanced Restoration Corporation is a full-service 203(k) restoration contractor with the ability to provide complete Rehabilitation & Restoration services to your new home! We work closely with all FHA approved lenders and are committed to providing professional service throughout the NY Metro area.
For more information about mortgage companies authorized to generate FHA 203(k) loans, please contact Gary Matzelle at (800) 693- 6263 or send an email to gmatzelle@advancedrestoration.com
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Wednesday, April 22, 2009
203(k) Re-hab/Restoration Loans- What Can You Do?
-Structural alterations and reconstruction
-Modernization and improvements to the home's function
-Elimination of health and safety hazards
-Changes that improve appearance and eliminate obsolescence
-Reconditioning or replacing plumbing; installing a well and/or septic system
-Adding or replacing roofing, gutters, and downspouts
-Adding or replacing floors and/or floor treatments
-Major landscape work and site improvements
-Enhancing accessibility for a disabled person
-Making energy conservation improvements
Monday, April 20, 2009
Real Estate Deals & Mold in Homes
If the home you are thinking about purchasing has mold, do not panic!
You can remove unusual mold levels from the home, and bring it back to the original condition.
It is impossible to completely eliminate all mold and mold spores indoors. Mold will always be found floating in the air and in house dust. Indoor mold growth can be prevented by controlling water and moisture indoors.
The following may prevent or reduce indoor mold growth:
-Repair any water leaks.
-Provide good air circulation.
-All HVAC systems should have a good electrostatic filter on the return.
-Use bathroon, laundry and kitchen exhaust fans.
-Insulate and ventilate attic and crawl space areas.
-Clean, dry or remove items that are damaged by water immediately.
An integral part of the mold clean-up process is the clearance testing. This final testing procedure provides confirmation that the project has been satisfactorily remediated and that the contamination has not spread to other areas.
Remember...If there is mold growth in your home, you must clean up the mold and fix the water problem. If you clean up the mold, but do not eliminate the water problem, the mold will grow back! For more information, contact a restoration company that specializes in mold removal.
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Advanced Restoration Corporation is a family-owned and operated full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.
Wednesday, April 15, 2009
Portable Power Sources Recalled: Fire Hazard
Portable Power Sources Recalled Due to Fire HazardOffice of Information and Public Affairs
Washington, DC 20207
FOR IMMEDIATE RELEASEApril 2, 2009Release #09-182
Firm's Recall Hotline: (800) 233-0462CPSC Recall Hotline: (800) 638-2772CPSC Media Contact: (301) 504-7908
Best Buy Announces the Recall of Certain Rocketfish Universal Portable Power Sources Due to Fire HazardWASHINGTON, D.C. - The U.S. Consumer Product Safety Commission, in cooperation with the firm named below, today announced a voluntary recall of the following consumer product. Consumers should stop using recalled products immediately unless otherwise instructed.
Name of Product: Rocketfish Model RF-INV80 Universal AC/DC/USB Portable Power Source
Units: About 1,400
Importer: Best Buy Co. Inc., of Richfield, Minn.
Hazard: While charging the battery, the power source can unexpectedly ignite, posing a fire hazard to consumers.
Incidents/Injuries: The firm has received three reports of fires resulting in minor property damage. No injuries reported.
Description: This recall involves Rocketfish Universal AC/DC/USB portal power sources with model number RF-INV80. The model number is printed on the back of the power source and “Rocketfish” is printed on the cover.
Sold exclusively at: Best Buy stores nationwide and at bestbuy.com from July 2008 through February 2009 for about $100.
Manufactured in: China
Remedy: Consumers should immediately stop using the recalled power sources and contact Best Buy to receive a gift card for the value of the product.
Consumer Contact: For additional information, contact Best Buy at (800) 233-0462 between 9 a.m. and 9 p.m. CT daily, or visit the firm’s Web site at
Friday, April 3, 2009
LCD Television Recall: Fire Hazard

Office of Information and Public Affairs
Washington, DC 20207
FOR IMMEDIATE RELEASE
Firm's Recall Hotline: (800) 233-0462CPSC Recall Hotline: (800) 638-2772CPSC Media Contact: (301) 504-7908
Name of Product: Insignia 26-inch flat-panel LCD model IS-LCDTV26 televisions
Units: About 13,300
Importer: Best Buy Co. Inc., of Richfield, Minn.
Hazard: The television’s power supply can fail, posing a fire and burn hazard to consumers.
Incidents/Injuries: Best Buy has received two reports of fires that included damage to the television and wall. One consumer reported minor burns to the hands.
Description: This recall involves Insignia 26-inch flat-panel LCD televisions, model number IS-LCDTV26. The model number is printed on the back of the television and the word “INSIGNIA” is printed on the bottom front. No other Insignia model televisions are involved in this recall.
Sold exclusively at: Best Buy stores nationwide, at ww.bestbuy.com, and www.bestbuyforbusiness.com from August 2005 through June 2006 for about $800.
Manufactured in: China
Remedy: Consumers should immediately stop using the recalled televisions and contact the Best Buy hotline to receive a gift card for the value of a replacement television.
Consumer Contact: For additional information, contact Best Buy at (800) 233-0462 between 9 a.m. and 9 p.m. CT daily, or visit the firm’s Web site at
Thursday, April 2, 2009

Office of Information and Public Affairs
Washington, DC 20207
FOR IMMEDIATE RELEASEMarch 31, 2009
Firm’s Recall Hotline: (800) 687-6916CPSC Recall Hotline: (800) 638-2772CPSC Media Contact: (301) 504-7908
Clothing Irons Recalled by Conair Corporation Due to Fire HazardWASHINGTON, D.C. - The U.S. Consumer Product Safety Commission, in cooperation with the firm named below, today announced a voluntary recall of the following consumer product. Consumers should stop using recalled products immediately unless otherwise instructed.
Units: About 45,000
Distributor: Conair Corporation, of Stamford, Conn.
Hazard: The clothing iron can overheat, posing a fire hazard to consumers.
Incidents/Injuries: Conair has received three reports of overheating, including two fires resulting in property damage. No injuries have been reported.
Description: This recall involves Conair clothing irons with model numbers DPP1500, DPP1500R and DPP3500. The model number is printed below the soleplate. No other models are included in this recall.
Sold at: Department and retail stores nationwide from October 2008 through March 2009 for about $50.
Manufactured in: China
Remedy: Consumers should immediately unplug and stop using the recalled clothing irons and contact Conair to receive a free comparable product.
Consumer Contact: For additional information, contact Conair at (800) 687-6916 between 8:30 a.m. and 4:30 p.m. ET Monday through Friday, or visit the firm’s Web site at
When disasters strike, Advanced Restoration is ready to respond 24 hours a day, 7 days a week. You are guaranteed to speak with one of our knowledgeable, caring team members, day or night. Our immediate response to a claim/property loss helps minimize the damages to the structure, contents, and ease the sometime catastrophic effect that a disaster may have on an owner or occupants.
Monday, March 23, 2009
Advanced Restoration Corporation Joins Disaster Kleenup International
Disaster Kleenup International, Inc., North America's largest disaster restoration contracting organization, today announced that Advanced Restoration Corporation of West Babylon, New York, has joined the DKI network. Advanced Restoration Corporation has provided insurance restoration in the West Babylon marketplace since 1990.
By virtue of its DKI membership, Advanced Restoration Corporation can employ DKI's 24 hour call center, its DIAMOND claims tracking technology, and other tools to enhance their ability to serve their insurance and corporate customers. Advanced Restoration Corporation also gains access to DKI training seminars and workshops which ensure that they remain abreast of all changes in this rapidly evolving industry.
"We are delighted to welcome Advanced Restoration Corporation into the rapidly growing DKI network," stated Dale Sailer, DKI's President. "Advanced Restoration Corporation's commitment to quick response, superior workmanship and outstanding customer service reaffirms DKI's position in the marketplace as The Source for Quality Restoration. We look forward to a long and rewarding association."
Advanced Restoration Corporation President Brian G. Martin is pleased that the company is a part of the DKI network, giving them the opportunity to work in partnership with other quality firms. The DKI network will allow Advanced Restoration Corporation to expand their scope of service, introduce them to new markets and ensure the company's success long into the future.
In addition to the benefits of DKI's technology and training capabilities, Advanced Restoration Corporation will also be able to utilize the Disaster Kleenup branding in its marketing efforts, participate in its various coop programs, and leverage DKI's corporate marketing efforts.
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### About DKI Disaster Kleenup International, Inc., headquartered in Wood Dale, IL, is the largest disaster restoration organization in North America. DKI member companies provide full service restoration to their customers: emergency response, water damage mitigation, mold remediation, complete reconstruction and much more, 24 hours a day, 365 days a year. DKI returns damaged property to its pre-loss condition quickly and efficiently, delivering complete satisfaction to our consumer, insurance, and corporate customers.
For more information about Disaster Kleenup International, Inc., visit our website at www.disasterkleenup.com or contact Dan Cassara at 630.350.3000 x254 or email at dcassara@disasterkleenup.com. Contact: Dan Cassara Phone: 630.350.3000 x254 Email: dcassara@disasterkleenup.com
Tuesday, March 17, 2009
Fire Extinguisher Recall Alert

FOR IMMEDIATE RELEASE
Firm’s Recall Hotline: (888) 345-4407CPSC Recall Hotline: (800) 638-2772CPSC Media Contact: (301) 504-7908
Name of product: Kidde XL Fire Extinguishers
Units: About 167,000
Distributor: Walter Kidde Portable Equipment Inc., of Mebane, N.C.
Hazard: The pressurized cylinders in the recalled fire extinguishers could lose pressure and fail to operate. In the event of a fire, this failure could put a consumer and property at risk.
Incidents/Injuries: None reported.
Description: This recall involves the Kidde XL Fire Extinguishers with model numbers FX340SC, FX340H, FX340GW, XL5MR, FX210R, FX340SC-2, FX210W, XL2.5TCZ-4, E-340-3 and with manufacture dates between October 2007 and April 2008. “Kidde” and the model number can be found on the label on the front of the extinguisher. The manufacture year is on the bottom of the extinguisher. If your extinguisher is one of the listed model numbers and is marked with the year 07 or 08, contact Kidde to determine if you have a recalled extinguisher.
Manufactured in: Mexico
Remedy: Consumers should immediately inspect the pressure gauge. If it points to the red zone, contact Kidde to receive a free replacement extinguisher. If the gauge is not in the red zone, but you have questions about an extinguisher within the listed model numbers, please contact Kidde for additional information.
Consumer Contact: For additional information, contact Kidde at (888) 345-4407 between 8 a.m. and 5 p.m. ET Monday through Friday or visit the firm’s Web site at
Advanced Restoration Corporation is a family-owned and operated full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.
When disasters strike, Advanced Restoration is ready to respond 24 hours a day, 7 days a week. You are guaranteed to speak with one of our knowledgeable, caring team members, day or night. Our immediate response to a claim/property loss helps minimize the damages to the structure, contents, and ease the sometime catastrophic effect that a disaster may have on an owner or occupants. Our company is dedicated to serving our clients with courteous and prompt service. We take the utmost pride in the craftsmanship of our work.
Wednesday, March 11, 2009
Streamlined 203 (k) Loan: Repairs/Foreclosure
Foreclosures continue to dominate the real estate market and as a result, many homes are left in disrepair. If you are contemplating the purchase of a foreclosure requiring minor repairs, you may want to consider a "Streamlined" 203(k) loan.
The Streamlined (k) Limited Repair Program was developed to augment FHA’s existing Section 203(k) rehabilitation program for less extensive repairs and improvement.
What improvements are eligible under the Streamlined 203 (k) program?
The Streamlined (k) program is intended to facilitate uncomplicated rehabilitation and/or improvements to a home for which plans, consultants, engineers and/or architects are not required.
The Streamlined (k) program includes the discretionary improvements and/or repairs shown below:
*Repair/Replacement of roofs, gutters and downspouts
*Repair/Replacement/upgrade of existing HVAC systems
*Repair/Replacement/upgrade of plumbing and electrical systems
*Repair/Replacement of flooring
*Minor remodeling, such as kitchens, which does not involve structural repairs
*Painting, both exterior and interior
* Weatherization, including storm windows and doors, insulation, weather stripping, etc.
*Purchase and installation of appliances, including free-standing ranges, refrigerators, washers/dryers, dishwashers and microwave ovens
*Accessibility improvements for persons with disabilities
* Lead-based paint stabilization or abatement of lead-based paint hazards
*Repair/replace/add exterior decks, patios, porches
*Basement finishing and remodeling, which does not involve structural repairs
*Basement waterproofing
*Window and door replacements and exterior wall re-siding
*Septic system and/or well repair or replacement
What are the minimum and maximum amounts for repair costs under this program?
Given the need for homeowners to make minor repairs without exhausting personal savings, and in consideration of the increasing cost of materials, the minimum repair cost of $5,000 is eliminated and the ceiling is now raised to $35,000. This revised maximum repair/rehabilitation amount recognizes the cost of making older homes more energy efficient. When the repairs exceed $15,000, the mortgagee must perform or obtain an inspection to determine that all listed repairs were completed.
Can this program be used for repairs and improvements on purchases of HUD Homes?
Like the regular Section 203(k) program, Streamlined (k) may be used for single-family housing sold by HUD. REO properties that have been designated by FHA’s Management and Marketing contractor (M&M) as “insurable” with repair escrow ($5,000 or less in required repairs) or “uninsurable” (with more than $5,000 but no more than $35,000 in required repairs) are eligible for the Streamlined (k) program provided that the repairs qualify as eligible work items as outlined.
Advanced Restoration is a full service property damage restoration company that specializes in the rehabilitation & restoration of homes and businesses. The company is family-owned and operated with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.
For more information on how Advanced Restoration can partner with you, please contact Gary Matzelle at (516) 903-4107, or send an email to gmatzelle@advancedrestoration.com.
Please visit our Website: http://www.advancedrestoration.com/




