Wind Damage to Your Home: New York Wind Advisory

Heavy winds are pounding Long Island today and the National Weather Service has issued a Wind Advisory for parts of New York.


During a severe storm or a hurricane, homes may be damaged or destroyed by high winds. Debris can break windows and doors, allowing high winds inside the home. In extreme storms, the force of the wind alone can cause weak places in your home to fail.

Some helpful tips regarding wind damage and preparing for storms are listed below:

The Roof
During a windstorm, the force of the wind pushes against the outside of your home. That force is passed along from your roof to the exterior walls and finally to the foundation. Homes can be damaged or destroyed when the energy from the wind is not properly transferred to the ground. The first thing you should do is determine what type of roof you have. Homes with gabled roofs are more likely to suffer damage during a hurricane. A gabled roof looks like an A on the ends,with the outside wall going to the top of the roof. The end wall of a home with a gabled roof takes a beating during a hurricane or wind storm, and those that are not properly braced can collapse, causing major damage to the roof.

Exterior Doors and Windows
The exterior walls, doors, and windows are the protective shell of your home. If your home's protective shell is broken, high winds can enter and put pressure on your roof and walls, causing damage. You can protect your home by strengthening the doors and windows.

Double Entry Doors
Most double doors have an active and an inactive or fixed door . Check to see how the fixed door is secured at the top and bottom. The bolts or pins that secure most doors are not strong enough. Some door manufacturers provide reinforcing bolt kits made specifically for their doors. Check with your local building supplies retailer to findout what type of bolt system will work for your door.

Double-wide Garage Doors
Double-wide (two-car) garage doors can pose a problem during storms because they are so large that they wobble as the high winds blow and can pull out of their tracks or collapse from wind pressure. If garage doors fail, high winds can enter your home through the garage and blow out doors, windows, walls, and even the roof.

Check the track on your garage door. With both hands, grab a section of each track and see if it is loose or if it can be twisted. If so, a stronger track should be installed.

Storm Shutters
Installing storm shutters over all exposed windows and other glass surfaces is one of the easiest and most effective ways to protect your home. You should cover all windows, French doors, sliding glass doors, and skylights. There are many types of manufactured storm shutters available. For more information on manufactured shutters, check with your local building supplies retailer. If you install manufactured shutters, follow the manufacturer's instructions carefully.

The recommendations discussed here are not intended to replace local building code requirements or to serve as the only options for protecting your home from hurricane wind damage. For more information on protecting your home from hurricane wind damage, contact your local building official; your local building supply retailer; or a building professional.

Advanced Restoration is a property damage restoration company that is trained and ready to respond to any disaster situation, including wind damage to your home or business. We are a preferred vendor for many insurance carriers and have been serving Long Island and the NY Metro area for 20 years.

Do you have a property damage situation you need help with?

Call us today at (800) 693-6263!

Ten Tips to Keep Your Holiday Home Fire and Injury Free

Source:  USCPSC

Fires Lead the List of Hazards Related to Holiday Decorating

WASHINGTON, D.C.- As the holiday season approaches, the U.S. Consumer Product Safety Commission (CPSC) is urging consumers to make safety a factor in holiday decorating. Whether it is careful candle placement or checking the warning label on the holiday lights, simple safety steps can go a long way in preventing fires and injuries this year.

Annually, during the two months surrounding the holiday season, more than 14,000 people are treated in hospital emergency rooms due to injuries related to holiday decorating. In addition, Christmas trees are involved in hundreds of fires resulting in an average of 15 deaths and $13 million dollars in property damage annually. Candle-related fires lead the list of hazards averaging more than 12,000 a year, resulting in 150 deaths and $393 million in property damage.

“Holiday decorating-related fires and injuries most often involve defective holiday lights, unattended candles and dried-out Christmas trees,” said CPSC Chairman Inez Tenenbaum. “We are providing this list of 10 simple safety steps to help keep your holiday home safe.”

Use the following ten safety tips when decorating this year:

Trees and Decorations

When purchasing an artificial tree, DO look for the label "Fire Resistant." Although this label does not mean the tree won't catch fire, it does indicate the tree is more resistant to catching fire.

When purchasing a live tree, DO check for freshness. A fresh tree is green, needles are hard to pull from branches and do not break when bent between your fingers. The bottom of a fresh tree is sticky with resin, and when tapped on the ground, the tree should not lose many needles.

When setting up a tree at home, DO place it away from heat sources such as fireplaces, vents, and radiators. Because heated rooms dry out live trees rapidly, be sure to monitor water levels and keep the stand filled with water. Place the tree out of the way of traffic, and do not block doorways.

In homes with small children, DO take special care to avoid sharp, weighted or breakable decorations, keep trimmings with small removable parts out of the reach of children who could swallow or inhale small pieces, and avoid trimmings that resemble candy or food that may tempt a child to eat them.

Lights
Indoors or outside, DO use only lights that have been tested for safety by a nationally-recognized testing laboratory, such as UL or ETL/ITSNA.

Check each set of lights, new or old, for broken or cracked sockets, frayed or bare wires, or loose connections. Throw out damaged sets. DON’T use electric lights on a metallic tree.

If using an extension cord, DO make sure it is rated for the intended use.

When using lights outdoors, DO check labels to be sure the lights have been certified for outdoor use and only plug them into a ground-fault circuit interrupter (GFCI) protected receptacle or a portable GFCI.

Candles

Keep burning candles within sight. DO extinguish all candles before you go to bed, leave the room or leave the house.

DO keep lighted candles away from items that can catch fire and burn easily, such as trees, other evergreens, decorations, curtains and furniture.

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Intense Kitchen Fire Video-Must See!

Controlling Oil Fires...
Kitchen fires always increase around the holiday season. This video shows how a wet dishcloth can be a "one size fits all" lid to cover a fire in a pan! This is an eye opener... it demonstrates how to deal with a common kitchen fire ...oil in a frying pan.
Fire Fighting Training schools demonstrate this with a deep fat fryer set on fire fields. An instructor would put on a fire suit and using an 8 oz cup at the end of a 10-foot pole, toss water onto the grease fire. The results got the attention of the students. The water, being heavier than oil, sinks to the bottom where it instantly becomes superheated.

The explosive force of the steam blows the burning oil up and out. On the open field, it became a thirty foot high fireball that resembled a nuclear blast.

Inside the confines of a kitchen, the fire ball hits the ceiling and fills the entire room. Also, do not throw sugar or flour on a grease fire. One cup of either creates the explosive force of two sticks of dynamite.

This is a powerful message----watch the video and don't forget what you see.

See video:



Tell your whole family about this video. Or better yet, send this to them.
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Advanced Restoration Corporation is a family-owned and operated full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.

When disasters strike, Advanced Restoration is ready to respond 24 hours a day, 7 days a week.

Completeing Your Dream Home with the FHA 203K Loan!

Another challenge with the existing home inventory on the market is the condition of the property.  Whether it is REOs, foreclosures, short sales, or not, less people are presenting homes for sale in pristine condition.

The FHA 203k loan can help. The 203k can give the buyer the ability to have one loan to purchase and renovate their home at the same time.

Similar to a traditional mortgage with a construction loan added on top, the 203k can be used for the following:

• Remodeling bathrooms and kitchens (even built-in appliances) 
• Replacing a roof, gutters and downspouts
• Adding a second story, afamily room,another bath, etc.
• Completing a basement or attic
• Upgrading plumbing, heating, air conditioning or electrical service
• Installing new siding, energy efficient windows and doors
• AND MUCH MORE!

It is important to hire a general contractor that is familiar with the 203k process and requirements.  Advanced Restoration Corporation, a 203k contractor, was recently featured on NBC News4 New York regarding 203k loans, along with Continental Home Loans.

For more information on 203k loans in New York, please contact the following:

203k Contractor:
Company:  Advanced Restoration Corporation
Contact:  Gary Matzelle
Phone:  (516) 903-4107
Email:  gmatzelle@advancedrestoration.com

Mortgage Banker:
Company:  Continental Home Loans
Contact:  Robert Flower
Phone:  (917) 584-9292
Email:  rflower@cccmtg.com

Looking for REO/Foreclosures?
The REO People
Thomas Becker (Licensed Real Estate Salesperson)
Phone:  (631) 873-8150
Email:  tomsellinghomes@aol.com

Time to Light the Fireplace!

The holidays are just around the corner, and that means families will be entertaining around their fireplaces.

Fire safety is a primary ingredient to enjoying the holiday season.  Some firepalce tips include: 

Installation & Use

•Check the fireplace to make sure it complies with
the local building codes.
•Use protective devices like glass doors or a screen
which stops sparks.

•Install a removable cap on the chimney.

•Avoid using flammable liquids or garbage to start a fire.

•Clean out all flammable materials near the fireplace.

•Use only seasoned hardwood and approved fire tools.
Cleaning

•Make sure the previous ashes are cleaned out before starting a fire.

•Use non-combustible containers to remove ashes and remove immediately from the home.

•Fireplaces require annual inspections and cleaning by a certified chimney sweep.

•Regular maintenance is needed to remove obstructions and creosote.
Safety

•Only close the damper when the fire has completely gone out.

•Never leave a fire burning unattended.

Green Drinks Babylon Next Event

Participate. Educate. Connect.

The next Green Drinks Babylon Event will be held on November 17th, 2009 at Horace and Sylvia's Publick House from 5:30pm to 8:30pm. There will be a $5 donation at the door.


Green Drinks Babylon is a monthly gathering of like-minded individuals committed to shaping our future and making Long Island a greener community. Come out and charge your eco-spirit and make some new connections.

We have a lively mixture of people from NGOs, academia, government and business from all over Long Island. Come along and you'll be made welcome. Just ask, "Are you green?" and we will introduce you to whoever is there. It's a great way of catching up with people you know and also for making new contacts. Everyone invites someone else along, so there’s always a different crowd, making Green Drinks an organic, self-organising network. These events are very simple and unstructured, but many people have found employment, made friends, developed new ideas, done deals and had moments of serendipity.

Fall Maintenance Around Your Home

Many areas have already had a taste of fall weather, and it’s not far behind for most others. Now is the time to make sure your house and heating system are ready for winter. Here is a brief checklist to guide you through some basic tasks before it is too late:



GROUNDS
Check window wells, dry wells and storm drains for debris or blockage.

Repair any driveway cracks and/or heaved or settled walkways.

Trim all trees and shrubs that are too close to the house.

Check (ideally during a rainstorm) for rainwater drainage away foundation.

Clean and put summer furnishings away.

Drain and store garden hoses.


EXTERIOR SURFACES
Check weathertightness of all exterior surfaces and components.

Check for deterioration of painted or finished areas. If too late for a full paint job, prime and touch-up bare wood surfaces.

Caulk and seal all joints in siding, around windows and doors.

Check and seal any foundation cracks.

Improve weatherstripping at exterior doors and windows as needed.

Reset storms and screens where required.

Look for any signs of insect or pest activity around the foundation and at wood components close to the ground.

ROOF (Use binoculars or hire a professional.)
Check for loose, damaged or missing roofing.

Check eave areas for signs of moisture build-up or damage.

Check the condition of chimneys.

Check flashings for signs of lifting or damage and repair as needed.

Check and clean all gutters (eavestroughs) and downspouts.

ATTIC
Check ventilation openings for nests or other blockage.

Check the position and condition of insulation for uniform coverage.

Look for any signs of excessive moisture or heat buildup.

INTERIOR ROOMS
Check all areas for signs of roof or plumbing leakage.

Have any fireplaces or wood stoves and flues checked and professionally cleaned.

Reset automatic timers for the change in daylight hours.

Check all smoke/carbon monoxide detectors. Replace batteries if over a year old.

Test Ground-Fault Circuit-Interrupters (GFCI’s) using built-in test buttons.

HEATING/COOLING SYSTEMS
Clean all elements of the cooling system.

Remove (or winterize) room air conditioners.

Follow manufacturer instructions for the maintenance of your heating system.

Change or clean heating system filters on warm air systems (now and regularly).

Check heating and cooling systems for any evidence of water leaks.

If present, clean and test the humidifier.

Have your heating system serviced annually by a qualified heating serviceperson before the heating season to keep it functioning efficiently and properly.


PLUMBING
Drain exterior water lines and open taps (in cold areas).

Insulate water lines that are subject to freezing.

Check the condition and temperature setting of the water heater. Follow the manufacturer’s recommendations for the temperature setting.

Check the plumbing system and fixtures for any evidence of water leaks or blocked drains.

Confirm proper operation of any sump pumps and free flow of the drain line.

Remember, these tips are only general guidelines. Since each situation is different, contact a professional if you have questions about a specific issue. More home safety and maintenance information is available online at http://www.longisland.housemaster.com/ or contact Matthew Kaplan at (800) 805-1122.
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Advanced Restoration Corporation is a family-owned and operated full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.

When disasters strike, Advanced Restoration is ready to respond 24 hours a day, 7 days a week.

Common Origins of Fire Damage

Fire Starters

Fires have their origins and are classified accordingly.  Like any other kind of manmade disaster they have a starting point. The following are the most common starting points of fire along with some description of how they generally start:

Electrical – fires that originate from this source are due to overblown fuses and short circuits that throw spark.  Frayed wires which overheat in time make combustion possible.  Improper wire connections within the house structure must be promptly corrected.  Many fires that come from an electrical source do not emit any flame at first to show that fire is present.  But a smoke coming from any electrical source should not be taken lightly because of the fact that electrically originated fires are not known to cause a full blown flame.

Candles – candles are normally used when electric power is out and during special occasions.  To be on the safe side, trim the candle’s wick once it gets too long making the flame too large. Remove any flammable material like paper, linen, etc that may be caught by the flame.  Always position the candle at a safe distance from wind blown curtains, and use appropriate candle holders that will hold the candle upright to prevent it from toppling and causing a fire.  Be sure to put off any lighted candles before going to sleep.

Smoking – it is better not to smoke inside the house, but if you do then make sure to use ashtrays and to put out the cigarette before you retire to sleep or rest.  Also make it a habit to throw your unlit cigarette butts into proper waste receptacles to avoid littering.

Cleanup and Restoration

In case of a fire disaster, most residential owners due to the lack of any financial resources may want to do the cleaning and restoration procedures by themselves along with the other family members.  While this may sound practical and cost saving, the truth is you are facing a very daunting task of cleaning up the mess and restoring the house to its pre-fire disaster condition, consequently spending more money than expected. 

It would also entail an unnecessary length of time to accomplish the task because you do not have the appropriate tools, equipment and gear necessary to do the job efficiently and properly.  It is commonly suggested that an expert or professional fire damage cleaner is hired to do the job.  For at least they have the experience, the knowledge, correct equipment and adequate manpower to engage with the after effects of the fire.  Just make sure that the professional fire damage cleaner you hire has all the legal documents and certificates to prove that they can do the task of proper cleaning and restoration.

Fire may be inevitable but with the steps and tips above, it can be prevented or at least, damages may be mitigated.

Source:  Restoration Resource
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Advanced Restoration is a preferred service provider for insurance companies and services the New York Metro area.  Emergency Service.... (800) 693-6263. 

Protect Yourself From Water Damage and Floods

Source: Federal Alliance for Safe Homes

Floods are one of the most powerful, deadly, and destructive natural disasters.

There are a number of relatively inexpensive steps you can take to protect your home and property before a flood strikes.

If you are building or retrofitting your home consider these recommendations:

Elevate your home

• Consider wet flood proofing An example of wet flood proofing is installing flood vents that create permanent openings in the foundations walls so water can flow through the structure.
• Dry flood proofing prevents floodwaters from entering the building. Install new brick veneer over asphalt coating and apply polyethylene film over existing walls.
• Construct non-supporting, break-a-way walls designed to collapse under the force of water without causing damage to the house or its foundation.

Additional Recommendations

Here are some additional recommendations to protect your home from floods. Some are simple and inexpensive; others require a professional contractor.

• Locate the main electric panel and elevate all electric outlets, switches, light sockets, baseboard heaters and wiring at least 12" above the projected flood elevation. In areas that could get wet, connect all receptacles to a GFI circuit to avoid the risk of shock or electrocution. Have electrical wiring done by a licensed electrician.
• Elevate the furnace, water heater, washer and dryer, outside air conditioning compressor, heat pump or package unit at least 12" on a base of masonry, concrete or pressure treated lumber.
• Anchor fuel tanks securely to the floor. Make sure vents and fill line openings are above projected flood levels.
• Install a floating floor drain plug at the current drain location. If the floor drain backs up, the float will rise and plug the drain. Also have a licensed plumber install an interior or exterior backflow valve to prevent floodwater causing sewage to back up and enter your home. As a last resort, use large corks or stoppers to plug showers, tubs or basins.

Get Flood Insurance

One of the most important things you can do to protect your home and family before a flood is to purchase a federal flood insurance policy. But don't wait until a flood is coming. It normally takes 30 days after purchase for flood insurance to go into effect. 

Have flooding or water damage that requires immediate response?

Advanced Restoration staff is On-Call 24 hours a day, 7 days a week to respond to your water damage/flood situation.  We understand that the sudden intrusion of water is not something that anyone can be totally prepared for.  You will always talk to one of our knowledgeable, caring team members, day or night.  If we are unable to assist you, we will offer you our best professional advice.  At Advanced Restoration, we pride ourselves on immediate response to all types of water damage situations. Our coverage area includes Nassau  and Suffolk County, NY and the NY boroughs. Call Us at (800) 693-6263.

FHA 203k Loans Featured on NBC News4 New York!

NBC Reporter Lynda Baquero and 

Gary Matzelle from Advanced Restoration Corp.

On Monday, October 5th, NBC News4 New York featured a story on FHA 203k loans.  The  parties interviewed included Advanced Restoration Corporation, Continental Home Loans and a homeowner from Suffolk County, New York.

The homeowner in this story utilized the 203k loan program to renovate a home (located in   Medford, New York)  which needed $74,000 in repairs/restoration.  The Section 203(k) program is HUD's (Housing and Urban Development) primary program for the rehabilitation and repair of single family properties.

With a 203k loan, the borrower can get just one mortgage loan, at a long-term fixed (or adjustable) rate, to finance both the acquisition and the rehabilitation of the property. To provide funds for the rehabilitation, the mortgage amount is based on the projected value of the property with the work completed, taking into account the cost of the work. 


VIDEO:  To view this story, please click here.

For more information on FHA 203k loans in New York, please contact:

Advanced Restoration Corporation (203k Contractor):  
Gary Matzelle at (w) (800) 693-6263; (c) (516) 903-4107, 
or email Gary at:  gmatzelle@advancedrestoration.com

Continental Home Loans (FHA Approved Lender): 
Wendy Doerzbacher at (w) (631) 390-6176; (c) 516 982-6339, 
or email Wendy at:  wendyd@cccmtg.com

Why Renovate With a 203K Streamlined Loan?

Because You Can!

I'll keep this very brief...


You are purchasing a home that needs minor repairs (repairs under $35,000 qualify for a streamlined loan).  Incorporating the rehab into your mortgage payment allows you to have just one payment. Some highlights include:

• Loan amounts up to 110% of the home's appraised value; renovation amounts up to $35,000. 
• No work write-up, no inspection required if repairs are less than $15,000 and no HUD consultant required.
• There is no longer a minimum of $5,000 in repairs for a 203K Streamline.
• On a 203K Streamline, up to 50% of the rehab amount can be requested immediately following the closing. After closing the work can start.
• For a 203K Streamline, there is a maximum of 2 draws per contractor.
• Loan can be used for many improvements, including repair/replacement of:  roofs, plumbing, electrical, flooring, minor remodeling, windows, doors, etc.
• Available for mortgage refinance transactions including those where the property is owned free and clear.

203K Streamlined Loans are available through HUD approved lenders. For more information on how Advanced Restoration can be your 203k contractor, please contact Gary Matzelle at (516) 903-4107.

From the White House to the Green House

From the White House to the Green House

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Chimney Fire Safety In Your Home

Source:  NY State Office of Fire Prevention & Control

Chimney maintenance for wood burning appliances.




Chimneys are one of the most common locations of residential structure fires in New
York State. The Chimney Safety Institute of America reports that creosote accumulation is the leading cause of chimney fires.

A chimney that is dirty, blocked or is in disrepair can inhibit proper venting of smoke up the flue and can also cause a chimney fire. Nearly all residential fires originating in the chimney are preventable.


An annual chimney inspection by a qualified chimney sweep can prevent fire or carbon monoxide poisoning.


To keep your home safe from chimney fires follow these guidelines.

Maintenance - Good maintenance is a very important step in preventing chimney fires!


• Have your chimney checked every year by a qualified chimney professional.


• Burn only well seasoned hardwoods.


• Install a chimney cap.


• Install a carbon monoxide detector.


• Have your chimney sweep ensure that your chimney has an appropriate liner.


• Following a violent storm, earthquake, flood or lightening strike, have your chimney inspected for damage - inside and out.

Prevention - Remember prevention is your best defense against fire.


If you have a wood or coal stove, be sure it is installed at least 36 inches away from the wall. Keep combustible materials well away from the stove and chimney connector. Place an approved stove board under the unit to protect the floor from heat and hot coals which might drop out.

Be Prepared - Know what to do in case of fire. If you suspect a chimney fire, evacuate your home and call 9-1-1
___________________________________________
Advanced Restoration Corporation is a family-owned and operated full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.


When disasters strike, Advanced Restoration is ready to respond 24 hours a day, 7 days a week.
You are guaranteed to speak with one of our knowledgeable, caring team members, day or night. Our immediate response to a claim/property loss helps minimize the damages to the structure, contents, and ease the sometime catastrophic effect that a disaster may have on an owner or occupants.

USGBC Wants an Environmental Label for Every Building

USGBC Wants an Environmental Label for Every Building

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Green Drinks Babylon

A Force for the Sustainable Development and Future of Long Island.

Green Drinks Babylon is a monthly gathering of like-minded individuals committed to shaping our future and making Long Island a greener community. Come out and charge your eco-spirit and make some new connections.

Our 1st meeting is on Oct 14th, 2009 @ Horace & Sylvia's Publick House in Babylon, NY.

Signup for Free@ Green Drinks Babylon

For more info email me @ emartin@advancedrestoration.com

We have a lively mixture of people from NGOs, academia, government and business.  Come along and you'll be made welcome.  Just say, "are you green?" and we will look after you and introduce you to whoever is there.  It's a great way of catching up with people you know and also for making new contacts.  Everyone invites someone else along, so there’s always a different crowd, making Green Drinks an organic, self-organising network.

These events are very simple and unstructured, but many people have found employment, made friends, developed new ideas, done deals and had moments of serendipity.  It's a force for the good and future of Long Island.

Find us on FaceBook.

Basement Flooding/Heavy Rains in NY

Source: Institute for Business & Home Safety

Heavy rains are pounding Long Island today, which will cause flooding throughout Nassau and Suffolk counties.



Basement flooding can be a problem in some homes, and there are steps to take to minimize potential damage. But since a flooded basement can result from a number of things, there is no single method for prevention. The most important things are to determine:

1) When is the basement flooding?

Does the basement flood every year at approximately the same time?
Does the basement flood during random intervals?



2) Where is the basement flooding?
If water is entering near the top of the wall in one location:
-An improperly sloped landscape angled toward the house could be the cause.
-Extend and re-direct the downspouts.
-Reshape the landscaping around the foundation of the home.


Inspect the location where water is entering:
Caulk any cracks on the interior.


If the entire wall is damp or water is entering through multiple wall surfaces, this may be a sign of a faulty or missing water proofing membrane.

Remove soil around the foundation.

Hire a licensed contractor to install a waterproofing membrane.

Consider applying an internal sealant that can be painted on interior surface of basement walls:

This is not an option for finished basement walls.

These products require constant maintenance or they will stop working.
If the water appears to be entering the home near the foundation or through a floor drain:



French Drainage


One solution is to install a “French Drainage” system around the perimeter of the home or at least in areas subject to frequent flooding.
-Remove the soil around the perimeter of the home.
-Waterproof the foundation wall with a waterproofing membrane.
-Install a French Drain at the base of the foundation:
-Ensure that the drain has a method for diverting the water.
-The drain should empty into the primary storm drainage system, a retention pond or other source.
-Backfill the area with gravel to provide adequate drainage.
-Install a sump pump with a battery backup:
-This requires demolition of a portion of the basement floor.



To be effective, the sump pump needs to be hooked up to a drainage system, usually installed around the perimeter of the basement foundation, or at least in areas subject to repeated flooding.
Because this is installed at the perimeter of the foundation, the flooring in this area will also face demolition to install the drainage system.



Sump pumps should be tested at least once a year, preferably in the early spring.



Test the system if a storm is approaching.
Make sure the sump pit does not contain any debris that will clog the sump’s inlet pipe.



Pour water into the sump pit until the sump turns on (about 5 gallons of water).
If the sump does not turn on contact a professional to diagnose the problem.





Advanced Restoration Corporation is a family-owned and operated full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.


When disasters strike, Advanced Restoration is ready to respond 24 hours a day, 7 days a week. You are guaranteed to speak with one of our knowledgeable, caring team members, day or night. Our immediate response to a claim/property loss helps minimize the damages to the structure, contents, and ease the sometime catastrophic effect that a disaster may have on an owner or occupants. Please call us with any questions at (800)693-6263.

Ineligible 203k Streamlined Repairs

What items remain ineligible for the Streamlined (k) program?

FHA's Streamlined 203(k) program permits homebuyers to finance up to an additional $35,000 into their mortgage to improve or upgrade their home before move-in. With this product, homebuyers can quickly and easily tap into cash to pay for property repairs or improvements, such as those identified by a home inspector or FHA appraiser.

A question that has consistently come up over the past few weeks has been related to 203k streamlined repair exclusions.

Per HUDs' Mortgagee letter 2005-50, the following information will help identify what is not covered if you are applying for a 203k Streamlined loan.

Properties that require the following work items are not eligible for financing under the Streamlined 203(k) program:
· Major rehabilitation or major remodeling, such as the relocation of a load-bearing wall;
· New construction (including room additions);
· Repair of structural damage;
· Repairs requiring detailed drawings or architectural exhibits;
· Landscaping or similar site amenity improvements;
· Any repair or improvement requiring a work schedule longer than six (6) months; or
· Rehabilitation activities that require more than two (2) payments per specialized contractor.

Mortgagors may not use the Streamlined (k) program to finance any required repairs arising from the appraisal that do not appear on the list of Streamlined (k) Eligible Work Items or that would:

· Necessitate a “consultant” to develop a “Specification of Repairs/Work Write-Up”;
· Require plans or architectural exhibits;
· Require a plan reviewer;
· Require more than six months to complete;
· Result in work not starting within 30 days after loan closing;
· Cause the mortgagor to be displaced from the property for more than 30 days during the time the rehabilitation work is being conducted. (FHA anticipates that, in a typical case, the mortgagor would be able to occupy the property after mortgage loan closing).

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Advanced Restoration Corporation is a full-service restoration contractor with the ability and 203(k) knowledge to provide complete Rehabilitation & Restoration services to your new home!

For more information about 203(k) loans and partnering with Advanced Restoration, please contact Gary Matzelle at (516) 903-4107.

Disaster Kleenup International Is Hurricane Ready!

Disaster Kleenup International, North America's largest disaster restoration contracting organization is fully prepared to assist in hurricane preparation and disaster planning for the possible U.S. landfall of Hurricane Bill. Bill became the first hurricane of the season on Monday morning.


To aid with storm preparation, DKI has created an informational website, ww.hurricanecatastrophe.com.


The site, created in the wake of previous major hurricanes, offers numerous tips for property owners and managers on how to prepare weeks and months before a storm hits, what to do when a storm is identified as being on a path to potentially affect one's property, and how to protect one's own personal safety. The website also assists property owners and managers in taking inventory of their situation after the storm has left, and identifies sources of appropriate relief.

Additionally, there are helpful links to aid agencies and other resources, such as FEMA, the American Red Cross, and DKI, that can deliver necessary aid. In addition to the information on the website, DKI also has a 24-hour call center available to assist property owners who require emergency services. DKI's national catastrophe response unit maintains the industry's largest inventory of emergency services equipment and the largest labor pool in the U.S.

For those seeking to prepare before a storm, DKI also works collaboratively with property owners and managers to develop pre-disaster plans to further mitigate the costs of future catastrophes. For more information on DKI, visit www.hurricanecatastrophe.com, or contact our national account team at: 1.877.354.3566. To request emergency services in the wake of a disaster, call the DKI's Immediate Response Line 24 hours a day, 365 days a year at 1.888.735.0800. For a DKI member company in the New York Metro area, call Advanced Restoration Corporation at (800) 693-6263.

Advanced Restoration Corporation is located on Long Island. They are a full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. Their service area includes Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.

When disasters strike, Advanced Restoration is ready to respond 24 hours a day, 7 days a week. Their immediate response to a claim/property loss helps minimize the damages to the structure, contents, and ease the sometime catastrophic effect that a disaster may have on an owner or occupants.

Advanced Restoration is a preferred service provider for
insurance companies and real estate professionals.

For Emergency Service, call (800) 693-6263.

Rehab Your Foreclosure with a 203k Loan!

You are thinking about buying a home foreclosure on Long Island, but the properties you are looking at need serious rehabilitation.

What Can You Do?

You may want to apply for an FHA 203(k) restoration loan through an approved lender!

The purchase of a house that needs repair is often a catch-22 situation, because the bank won't lend the money to buy the house until the repairs are complete, and the repairs can't be done until the house has been purchased.

HUD's 203(k) program can help you overcome this obstacle by enabling you to purchase or refinance a property plus the cost of making the repairs and improvements in one mortgage. The FHA-insured 203(k) loan is provided through approved lenders nationwide and is available to persons wanting to occupy the home.

The downpayment requirement for an owner-occupant (or a nonprofit organization or government agency) is approximately 3.5% of the acquisition and repair costs of the property.

The 203(k) loan includes the following steps:

A potential homebuyer locates a fixer-upper and executes a sales contract after doing a feasibility analysis of the property with his/her real estate professional. The contract should state that the buyer is seeking a 203(k) loan and that the contract is contingent on loan approval based on additional required repairs by the FHA or the lender.

The homebuyer then selects an FHA-approved 203(k) lender and arranges for a detailed proposal showing the scope of work to be done, including a detailed cost estimate on each repair or improvement of the project.

The appraisal is performed to determine the value of the property after renovation.

If the borrower passes the lender's credit-worthiness test, the loan closes for an amount that will cover the purchase or refinance cost of the property, the remodeling costs and the allowable closing costs. The amount of the loan will also include a contingency reserve of 10% to 20% of the total remodeling costs and is used to cover any extra work not included in the original proposal.

At closing, the seller of the property is paid off and the remaining funds are put in an escrow account to pay for the repairs and improvements during the rehabilitation period.

The mortgage payments and remodeling begin after the loan closes. The borrower can decide to have up to six mortgage payments (PITI) put into the cost of rehabilitation if the property is not going to be occupied during construction, but it cannot exceed the length of time it is estimated to complete the rehab.

Escrowed funds are released to the contractor during construction through a series of draw requests for completed work. To ensure completion of the job, 10% of each draw is held back; this money is paid after the lender determines their will be no liens on the property. It is essential for a borrower to select a general contractor (restoration company) that is familiar with the 203k loan process, including the required forms and documents.

Streamlined 203k Loan

FHA's Streamlined 203(k) program permits homebuyers to finance up to an additional $35,000 into their mortgage to improve or upgrade their home before move-in. With this new product, homebuyers can quickly and easily tap into cash to pay for property repairs or improvements, such as those identified by a home inspector or FHA appraiser.

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Advanced Restoration Corporation is a full-service property restoration contractor with the ability and 203(k) knowledge to provide complete Rehabilitation & Restoration services to your new home or refinance! We service the New York Metro area (Nassau County, Suffolk County and the NY Boroughs).

For more information about 203(k) loans and mortgage professionals authorized to generate FHA 203(k) loans, please contact Gary Matzelle at (516) 903-4107.

Homelite, Husky and Black Max Generators Recalled Due to Fire Hazard

Homelite, Husky and Black Max Generators Recalled Due to Fire Hazard; Sold Exclusively at Home Depot and Sam’s Club Stores

Another fire hazard recall was just released by the USCPSC...

The U.S. Consumer Product Safety Commission, in cooperation with the firm named below, today announced a voluntary recall of the following consumer product. Consumers should stop using recalled products immediately unless otherwise instructed.

Name of Product: Homelite, Husky and Black Max Brand Generators

Units: About 51,750

Distributor: Homelite Consumer Products Inc., of Anderson, S.C.

Hazard: The fuel gauge can leak excessive amounts of gasoline, posing a fire hazard to consumers.

Incidents/Injuries: None reported.

Description: This recall involves Homelite and Husky brand generators sold exclusively at Home Depot stores and Black Max brand generators sold exclusively at Sam’s Club stores. Affected generators include Homelite models HG3500, HG3510, HG5700 and HG5700R, Husky models HU3650, HUCA5700 and HUCA7000 and Black Max models BM10700A, BM10700B, BM10711A, BM10700DG, BM10700R, BM10700BR & BM10722G.

Generators included in this recall have manufacturing date codes between BML306-BMM151, CHL122-CHM151 and CRL153-CRM059. The model number and manufacturing date code are included on the data label located on the top or side of the generator engine. Products with a green “dot” on the outside of the package or a “silver dot” on the fuel gauge face are not included in the recall.

For more information, please click here.

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Advanced Restoration is a full service property damage restoration company located in Suffolk County, New York. Our professional staff is experienced in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction.

When Disaster Strikes...Advanced Restoration Responds!

Disasters can happen when you least expect it...

In late June, 2009 a vehicle crashed into a building in Deer Park, NY. The Suffolk County Police, Deer Park Fire Department and other public agencies responded within minutes.

The driver of a Buick Eighty-Eight sedan was injured after the car was involved in an accident in which it struck a smoke shop. The car hit the Kristy Smoke Shop on Deer Park Avenue, and the driver was taken to Good Samaritan Hospital Medical Center by the Deer Park Fire Department Ambulance with unknown injuries, and there were no injuries to anyone in the store.

Also responding to the scene within minutes was Advanced Restoration Corporation. Advanced Restoration staff had the primary responsibility to immediately secure the building and partner with local officials, ensuring the structural integrity of the building.

Advanced Restoration staff also worked closely with the tenant of the building, the insured and the insurance company to mitigate damages and take the appropriate action to begin the restoration process.

This video depicts Advanced Restoration's actions associated with restoring this building back to "normal", allowing the business owner to re-open the smoke shop in a timely manner.

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To find out more information on how you can partner with Advanced Restoration, call us at (800) 693-6263, or visit us on the web at www.AdvancedRestoration.com.

Advanced Restoration Corporation is a family-owned and operated full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.

Advanced Restoration: Water Problem Solvers

Advanced Restoration Corporation is a full service property damage restoration company located in New York (Long Island). Recently, our company was hired by a client that was referred to us via an insurance agent to resolve a perplexing water damage situation.

The Problem?
Our client's basement was recently flooded after very heavy rains hit Long Island. The customer had previously asked numerous restoration/plumbers/water proofing companies to come and locate the source of the water (which may be an issue with insurance coverage). None of the companies contacted by the client were able to find where the water intrusion was coming from. Advanced Restoration subsequently received a call from the agent/client asking for help.

The Solution
Advanced Restoration's Eric Martin immediately responded with two Senior Structural Estimators to the site to review the situation and find the source of the water intrusion. After a comprehensive assessment of the situation, they located the water source in 20 minutes!

Advanced Restoration staff determined there was a broken pipe in a sewer drain, in the parking lot, which caused water to enter through the chimney and into their basement storage area. By finding the source, Advanced Restoration proved that it was not "seepage" and the insurance company now had to cover the damages to the basement/property structure. Our client was extremely satisfied with our services, as well as the insurance agent for our experience, professionalism and expertise.

As a full service restoration company, Advanced Restoration is ready to respond to all aspects of
a disaster situation, including fire and smoke damage, water/flood damage, mold and structural damage. For more information, call (800) 693-6263, or visit us on the web at

http://www.advancedrestoration.com/.

Help Us Help You!

Protect Your Home When Disaster Strikes!

TOP 5 WAYS TO PROTECT HOMES FROM HURRICANES

The Institute for Business & Home Safety (IBHS) has outlined five ways to better protect homes from damaging wind and rain this hurricane season:

1. Shutter all openings

2. Secure loose roof shingles

3. Seal openings, cracks and holes

4. Strengthen soffits

5. Survey surroundings

1-Shutter all openingsThe most important thing you can do to improve the chance your home will survive a hurricane is to protect all windows and doors. The range of products on the market today means it’s easier to find protection that fits your budget. Whatever you choose, make sure the product has the proper approvals for wind pressure and large-missile impact. If it’s not a permanent product, install permanent fasteners ahead of time so installation is easier when storms threaten. Gable end vents can be shuttered as if they were a window. Garage door companies have bracing systems available for about $400 that should work for most door styles.

2-Secure loose roof shinglesKeeping shingles attached is critical. If the edge shingles are not well fastened or extend beyond the drip edge more than a 1/4”, high wind can lift them off and create a peeling process or domino effect. If they come up without much effort (older shingles become brittle and may crack when bent too much), secure them with three one-inch dabs of roofing cement under each tab.

3-Seal openings, cracks and holesWater can invade homes in a number of ways, especially when it’s being blown horizontally. The problem is compounded if there’s a loss of power and air conditioners or dehumidifiers are unable to dry things out. Fill holes where wires, cables and pipes enter and exit the house and seal around electrical boxes and circuit breaker panels. Seal cracks around wall outlets, dryer vents, bathroom and kitchen vents, and wall lights.

4-Strengthen soffits (the material covering the underside of your roof overhang)Keeping soffits in place can help keep water out of your house. Some have wood supports but the soffit material is not adequately fastened to the wood or there is no wood backing and the vinyl or aluminum channels are stapled or nailed to the wall. If there are wood supports, secure soffit material with sharp-pointed stainless steel screws. If the channels are just nailed to the wall, you can use polyurethane caulk to seal the channel to the wall and tie the parts together.

5-Survey surroundings and limit potential flying debrisLimiting possible sources of wind-borne debris before a storm will help protect your home and those around you. Replace gravel/rock landscaping materials with shredded bark. Limit yard objects. Keep trees and shrubbery trimmed. Cut weak branches.

For more information http://www.disastersafety.org/.

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Knowing who to call for help when your company's Business Continuity Plan gets activated is just as important as having a disaster plan. At Advanced Restoration, we understand that an unforeseen event impacting a property structure can be devastating to the occupants of the structure.

That is why we offer our Emergency Response Partnership Plan (ERPP). When a property loss occurs, valuable time is usually lost from when the situation occurred to the subsequent time taken by occupants to determine how to proceed, or who to call. Having a plan in place saves crucial time, valuable belongings, and minimizes business disruption! Contact us for more information at (800) 693-6263, or visit us on the web at www.AdvancedRestoration.com.