Common Origins of Fire Damage

Fire Starters

Fires have their origins and are classified accordingly.  Like any other kind of manmade disaster they have a starting point. The following are the most common starting points of fire along with some description of how they generally start:

Electrical – fires that originate from this source are due to overblown fuses and short circuits that throw spark.  Frayed wires which overheat in time make combustion possible.  Improper wire connections within the house structure must be promptly corrected.  Many fires that come from an electrical source do not emit any flame at first to show that fire is present.  But a smoke coming from any electrical source should not be taken lightly because of the fact that electrically originated fires are not known to cause a full blown flame.

Candles – candles are normally used when electric power is out and during special occasions.  To be on the safe side, trim the candle’s wick once it gets too long making the flame too large. Remove any flammable material like paper, linen, etc that may be caught by the flame.  Always position the candle at a safe distance from wind blown curtains, and use appropriate candle holders that will hold the candle upright to prevent it from toppling and causing a fire.  Be sure to put off any lighted candles before going to sleep.

Smoking – it is better not to smoke inside the house, but if you do then make sure to use ashtrays and to put out the cigarette before you retire to sleep or rest.  Also make it a habit to throw your unlit cigarette butts into proper waste receptacles to avoid littering.

Cleanup and Restoration

In case of a fire disaster, most residential owners due to the lack of any financial resources may want to do the cleaning and restoration procedures by themselves along with the other family members.  While this may sound practical and cost saving, the truth is you are facing a very daunting task of cleaning up the mess and restoring the house to its pre-fire disaster condition, consequently spending more money than expected. 

It would also entail an unnecessary length of time to accomplish the task because you do not have the appropriate tools, equipment and gear necessary to do the job efficiently and properly.  It is commonly suggested that an expert or professional fire damage cleaner is hired to do the job.  For at least they have the experience, the knowledge, correct equipment and adequate manpower to engage with the after effects of the fire.  Just make sure that the professional fire damage cleaner you hire has all the legal documents and certificates to prove that they can do the task of proper cleaning and restoration.

Fire may be inevitable but with the steps and tips above, it can be prevented or at least, damages may be mitigated.

Source:  Restoration Resource
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Advanced Restoration is a preferred service provider for insurance companies and services the New York Metro area.  Emergency Service.... (800) 693-6263. 

Protect Yourself From Water Damage and Floods

Source: Federal Alliance for Safe Homes

Floods are one of the most powerful, deadly, and destructive natural disasters.

There are a number of relatively inexpensive steps you can take to protect your home and property before a flood strikes.

If you are building or retrofitting your home consider these recommendations:

Elevate your home

• Consider wet flood proofing An example of wet flood proofing is installing flood vents that create permanent openings in the foundations walls so water can flow through the structure.
• Dry flood proofing prevents floodwaters from entering the building. Install new brick veneer over asphalt coating and apply polyethylene film over existing walls.
• Construct non-supporting, break-a-way walls designed to collapse under the force of water without causing damage to the house or its foundation.

Additional Recommendations

Here are some additional recommendations to protect your home from floods. Some are simple and inexpensive; others require a professional contractor.

• Locate the main electric panel and elevate all electric outlets, switches, light sockets, baseboard heaters and wiring at least 12" above the projected flood elevation. In areas that could get wet, connect all receptacles to a GFI circuit to avoid the risk of shock or electrocution. Have electrical wiring done by a licensed electrician.
• Elevate the furnace, water heater, washer and dryer, outside air conditioning compressor, heat pump or package unit at least 12" on a base of masonry, concrete or pressure treated lumber.
• Anchor fuel tanks securely to the floor. Make sure vents and fill line openings are above projected flood levels.
• Install a floating floor drain plug at the current drain location. If the floor drain backs up, the float will rise and plug the drain. Also have a licensed plumber install an interior or exterior backflow valve to prevent floodwater causing sewage to back up and enter your home. As a last resort, use large corks or stoppers to plug showers, tubs or basins.

Get Flood Insurance

One of the most important things you can do to protect your home and family before a flood is to purchase a federal flood insurance policy. But don't wait until a flood is coming. It normally takes 30 days after purchase for flood insurance to go into effect. 

Have flooding or water damage that requires immediate response?

Advanced Restoration staff is On-Call 24 hours a day, 7 days a week to respond to your water damage/flood situation.  We understand that the sudden intrusion of water is not something that anyone can be totally prepared for.  You will always talk to one of our knowledgeable, caring team members, day or night.  If we are unable to assist you, we will offer you our best professional advice.  At Advanced Restoration, we pride ourselves on immediate response to all types of water damage situations. Our coverage area includes Nassau  and Suffolk County, NY and the NY boroughs. Call Us at (800) 693-6263.

FHA 203k Loans Featured on NBC News4 New York!

NBC Reporter Lynda Baquero and 

Gary Matzelle from Advanced Restoration Corp.

On Monday, October 5th, NBC News4 New York featured a story on FHA 203k loans.  The  parties interviewed included Advanced Restoration Corporation, Continental Home Loans and a homeowner from Suffolk County, New York.

The homeowner in this story utilized the 203k loan program to renovate a home (located in   Medford, New York)  which needed $74,000 in repairs/restoration.  The Section 203(k) program is HUD's (Housing and Urban Development) primary program for the rehabilitation and repair of single family properties.

With a 203k loan, the borrower can get just one mortgage loan, at a long-term fixed (or adjustable) rate, to finance both the acquisition and the rehabilitation of the property. To provide funds for the rehabilitation, the mortgage amount is based on the projected value of the property with the work completed, taking into account the cost of the work. 


VIDEO:  To view this story, please click here.

For more information on FHA 203k loans in New York, please contact:

Advanced Restoration Corporation (203k Contractor):  
Gary Matzelle at (w) (800) 693-6263; (c) (516) 903-4107, 
or email Gary at:  gmatzelle@advancedrestoration.com

Continental Home Loans (FHA Approved Lender): 
Wendy Doerzbacher at (w) (631) 390-6176; (c) 516 982-6339, 
or email Wendy at:  wendyd@cccmtg.com