
Tuesday, December 30, 2008
Home Restoration Repairs: 203(k) Program/Rehabilitation Mortgage

Tuesday, December 23, 2008
On December 18th, the U.S. Consumer Product Safety Commission sent out a Recall Alert related to Chef's Mark Cookware sets.
Recall Alert
U.S. Consumer Product Safety Commission
Office of Information and Public Affairs
Washington, DC 20207
December 18, 2008Alert #09-714
Article Source: U.S Consumer Product Safety Commission
Fingerhut Recalls Chef’s Mark Cookware Sets Due to Burn Hazard
The following product safety recall was voluntarily conducted by the firm in cooperation with the CPSC. Consumers should stop using the product immediately unless otherwise instructed.
Name of Product: Chef’s Mark® 15 piece cookware sets
Units: About 9,000
Importer: Fingerhut Direct Marketing, of Eden Prairie, Minn.
Hazard: The handles on the cookware can break, posing a burn hazard to consumers.
Incidents/Injuries: Fingerhut has received six reports of handles breaking including three reports of minor burn injuries to consumers.
Description: This recall involves Chef’s Mark® 15 piece cookware sets with model number 515 and Fingerhut product code H6637. The model number and product code are printed on the cookware’s packaging. The non-stick cookware has red, green, black, blue or purple exteriors, black handles, glass lids and came with spoons, spatulas and ladles.
Sold exclusively by: Fingerhut catalogs and Fingerhut.com from January 2008 through October 2008 for about $80.
Manufactured in: China
Remedy: Consumers should stop using the cookware immediately and contact Fingerhut to receive a free repair kit. Fingerhut is directly contacting purchasers.
Consumer Contact: For additional information, contact Fingerhut toll-free at (866) 931-5417 between 8 a.m. and 5 p.m. CT Monday through Friday, or visit the firm’s Web site at
www.fingerhut.com
---
The U.S. Consumer Product Safety Commission is charged with protecting the public from unreasonable risks of serious injury or death from thousands of types of consumer products under the agency's jurisdiction. The CPSC is committed to protecting consumers and families from products that pose a fire, electrical, chemical, or mechanical hazard. The CPSC's work to ensure the safety of consumer products - such as toys, cribs, power tools, cigarette lighters, and household chemicals - contributed significantly to the decline in the rate of deaths and injuries associated with consumer products over the past 30 years.
To report a dangerous product or a product-related injury, call CPSC's hotline at (800) 638-2772 or CPSC's teletypewriter at (800) 638-8270, or visit CPSC's web site at
www.cpsc.gov/talk.html. To join a CPSC email subscription list, please go to https://www.cpsc.gov/cpsclist.aspx. Consumers can obtain this release and recall information at CPSC's Web site at www.cpsc.gov.
Tuesday, December 16, 2008
Ice Storm: NY State Insurance Dept. Activates Disaster Hotline

See below...
Eric R. Dinallo Superintendent of Insurance 25 Beaver Street New York, N.Y. 10004
ISSUED 12/15/2008
FOR IMMEDIATE RELEASE
INSURANCE DEPARTMENT ACTIVATES DISASTER HOTLINE
The New York State Insurance Department today activated its toll-free Disaster Hotline to assist property owners affected by the ice storm that struck 16 Upstate counties and left thousands of New Yorkers without power, Superintendent Eric Dinallo said.
The Insurance Department's Disaster Hotline number is 1-800-339-1759. The hotline is staffed by personnel from the Department's Consumer Services Bureau on weekdays between 8 a.m. and 5 p.m.
"Consumers who have storm-related damage and are having difficulty dealing with their insurance company or understanding their coverage should give the hotline a call," Dinallo said. "We are available to help New Yorkers work through the claims process with their insurance companies in the event they need help."
Dinallo urged homeowners and business operators to make every effort to protect their homes and businesses from further damage. This includes reviewing insurance policies for important information related to electric utility interruptions. Coverage for power failure is generally excluded in a homeowners policy. However, coverage may be available for damage occurring during the restoration of electricity by such events as electrical power surges.
Commercial property policies generally exclude coverage for power or utility service failure if the failure occurs outside the premises. There may also be waiting periods in policies before business interruption coverage is triggered. It is important for these property owners to confer with their insurance agent to determine the extent of coverage available.
What damage to your home is covered?
Damage caused by wind, wind-driven rain, trees or other falling objects, as well as the collapse of a structure due to the weight of ice or snow, is covered under most standard homeowner policies. The repair of pipes frozen as the result of extreme cold weather may not be covered if damage is due to negligence, such as failing to maintain an adequate temperature in the house.
Many policies do not cover losses of any type incurred as the result of a flood, costs associated with the removal of a fallen tree (unless the tree lands on your home), food spoilage expenses created by an off-premises power outage, and water damage resulting from backed-up drains or sewers. Some insurers offer endorsements (additional protection that may be purchased) for certain coverage not included under a standard homeowner policy. Consumers should check with their insurance agent or company to determine their needs.
What should I do after damage to a car or an accident?
Damage to automobiles due to falling ice or trees is covered under your comprehensive automobile insurance policy. In the event of an accident while driving on icy roads, call your insurance agent or insurance company with your policy number and other relevant information as soon as possible, although you have 30 days in which to report the accident. Be sure you cooperate fully with the insurance company and ask your agent what documents, forms and data you will need.
Monday, December 15, 2008
Fire & Smoke Restoration Video
ADVANCED RESTORATION IN ACTION
Advanced Restoration Corporation, a full-service property damage restoration company, has been in business for over 20 years and provides complete Restoration and Reconstruction services across Long Island and the NY Metro area.
Our expertise includes all aspects of Fire & Smoke Restoration, Water Mitigation and Mold Remediation. The attached video represents the quality workmanship Advanced Restoration provides our customers on every completed project.
Our objective is to be a lifeline to clients and provide prompt, courteous and personalized service. To ensure we are meeting customer expectations and providing the highest quality service available, our project managers consistently communicate with a client throughout the restoration process. We also conduct a feedback survey upon the completion of any service.
Advanced Restoration is a member of multiple industry associations, including: NYARM, BOMA, PIA, YIP, IICRC, NARI, NIDR and RIA. We are licensed in Nassau and Suffolk County, as well as the five boroughs of New York City.
At Advanced Restoration, we are truly committed to Making Disaster Temporary and Restoration Permanent. Please contact us with any questions regarding our services at (800)693-6263.

Tuesday, December 9, 2008
Going Green Around the Holidays

Every day, more and more Long Island businesses and homeowners are "going green" in order to provide a healthier environment for residents of Nassau & Suffolk County.
The world has a fixed amount of natural resources, some of which are already depleted. So as population growth greatly strains our finite resources, there are fewer resources available. If we intend to leave our children with the same standard of living we have today, we must preserve the foundation of that standard of living. Saving clean air, water, fuel sources and soil for future generations is essential, and everyone needs to start thinking green.
Some of the greatest threats to future resources come from things we throw away everyday. Household batteries and electronics often contain dangerous chemicals that may, if sent to a local landfill, leak through the bottom barrier and pollute the groundwater. This can contaminate everything from the soil in which our food grows, to the water which will eventually come out of aquifers and into our tap water. Many of these chemicals cannot be removed from the drinking water supply, nor from the crops that are harvested from contaminated fields. The risks to human health are tremendous and educating the public will help to alleviate those risks.
Simple ways to increase the energy efficiency of a home during the building or remodeling process include:
Lights
Turn off unnecessary lights , indoors and outdoors, to conserve electricity. Install lighting timers or sensors to automatically turn off lights when not needed.
High-Efficiency Heating/Cooling System
Installing high efficiency heating and cooling equipment also conserves electricity. Use programmable thermostats to minimize energy use, especially when no one is home.
High-Efficiency Windows and Appliances
High-efficiency windows reduce heating and cooling costs by minimizing the impact the outside environment has on a home.
Low-Water Consumption Fixtures
Low-consumption or dual-flush toilets, low-consumption or waterless urinals, and low-flow bathroom, sink and shower faucets all help to reduce water use.
Fluorescent Bulbs
Using compact, fluorescent bulbs use less power and last longer than conventional bulbs.
Advanced Restoration recently joined various green organizations and is looking to explore green relationships in New York with other business entities.
Thursday, December 4, 2008
'Tis The Season: Christmas Tree Fires

Preventing Christmas Tree Fires
Caring for Your Tree
Disposing of Your Tree
Inspect holiday lights each year for frayed wires, bare spots, gaps in the insulation, broken or cracked sockets, and excessive kinking or wear before putting them up. Use only lighting listed by an approved testing laboratory.
Do Not Overload Electrical Outlets
Do not leave holiday lights on unattended.
Holiday Decorations
Use only nonflammable decorations. All decorations should be nonflammable or flame-retardant and placed away from heat vents.
Never Put Wrapping Paper in a fireplace. It can result in a very large fire, throwing off dangerous sparks and embers and may result in a chimney fire.
Ensure working smoke alarms are installed on every level of your home, test them monthly and keep them clean and equipped with fresh batteries at all times. Know when and how to call for help. And remember to practice your home escape plan.
Advanced Restoration Corporation
Tuesday, December 2, 2008
Property Damage: Flooding/Water Damage

By Pat Moore
The very recent horrific flooding situations throughout the United States and the rest of the world exemplify how disastrous extreme water damage can be. Along with the tragic loss of life came almost irreparable physical property damage.
DAMAGE ASSESSMENT
ELECTRONIC EQUIPMENT RECOVERY
It is possible to remove hundreds of gallons of water from thousands of square feet in a facility over a 24-hour period by dehumidifying moist air through the use of high efficiency refrigeration or desiccation techniques. Restoration specialists use dehumidification equipment in conjunction with overhead fire sprinklers and fire detection sensors to provide the maximum protection for expensive telephone switches or electronic data processing environment.
SICK BUILDING SYNDROME
A proper and thorough damage assessment, performed by a certified industrial hygienist and decontamination of the HVAC systems is critical to insure the building will be returned to the proper criteria of clean for re-occupancy.
VITAL RECORDS RECOVERY
Using proper hygiene methods, washing away accumulated mud, sewage and dirt must be completed prior to freezing to avoid additional damage. Do not attempt to pull documents apart while wet. Remove all documents in blocks, if possible, so you do not increase deterioration. Leave a space about the size of your fist in the packing box for proper air circulation. Once the documents are frozen and/or in cold storage, choose the proper drying method of either freeze-drying through sublimation or descicant drying. (It is important to point out that, depending upon the degree of water damage and volume of documents, both processes can require substantial time (generally a minimum of 7 - 10 days, and quite a bit longer in a regional disaster).
MAGNETIC MEDIA RECOVERY
Improper handling of wet microfilm, such as allowing it to dry on its spool, can result in data loss as well. Keep silver or emulsion films wet in clean cold water and immediately contact your microfilm service bureau or film-processing lab to mobilize recovery operations. It can be assumed that the archival quality of microfilm has been compromised once it has been restored, and therefore you will always want to duplicate these records, and store the originals off-site.
FINE ARTS RECOVERY
Through preparedness, training and mitigation, we can greatly reduce the billions of dollars being spent today on trying to salvage flood damaged homes and businesses.
Tuesday, November 25, 2008
What is Thermography?

Insurance companies are always focused on keeping their customers satisfied to ensure policy retention . When property claims are made, insurers are concerned about paying a fair and equitable price for the work that needs to be performed under the terms of the policy, which is good business. Insurance adjusters are charged with having to determine how coverage applies to each loss. Generally, they are not experts in the field of restoration.
Friday, November 21, 2008
Frozen Pipes in Your Home!

Before the onset of cold weather, prevent freezing of water supply lines and pipes by following these recommendations:
Remove, drain, and store hoses used outdoors. Close inside valves supplying outdoor hose bibs. Open the outside hose bibs to allow water to drain. Keep the outside valve open so that any water remaining in the pipe can expand without causing the pipe to break.
to alleviate the potential of further property damage to your home or business . Our team is ready to respond 24/7 to your situation.
Saturday, November 15, 2008
Water Damage and Mold Remediation

Here are a few more tips on water damage and mold for our friends in Nassau County, Suffolk County and New York City:
Mold Issues
If you have a serious mold problem, calling a specialist is in your best interest. Leaving a mold problem untreated can result in structural damage to your home and possible thousands in repairs.
Mold Detection
If you're not sure if you have a mold problem or not, a water damage specialist can assess your situation. After a very rainy season, it's a good idea to get your house checked for leaks, water damage, and mold.
Water Removal
If you've encountered a large leak or a flood, a specialist will have all the equipment needed to take care of the situation quickly and simply. If there is a lot of water but you think you can take care of it yourself, assess whether you think structural damage can occur within the extra time it may take you as opposed to a specialist.
Drying
After a major leak or flood, it's important to dry out the affected area. If you do not have the necessary equipment to do this, most water damage teams own several large, high power drying fans to prevent further damage.
Deodorizing
If a strange smell in your home just won't go away in your home, consider calling a water damage specialist for this as well. Most people don't know they handle strange odors, but they do have anything you're going to need to dispel most bad smells.
Restoration
If your home was hit by flood, mildew, mold, or leaks, structural or other damage may have occurred. To guarantee your home looks the same way it used to, call a specialist as they specialize in restoring homes after this particular kind of damage.
Assessing Damage
Whatever water damage you come across, a water damage specialist is the right person to tell you exactly how severe a situation is and what action to take as a homeowner or business owner. Before hiring anyone to do any work, make sure you have an idea of just what is damaged and what needs to be done.
For more information about water damage, contact Advanced Restoration.
Stay dry!
Monday, November 10, 2008
Water Damage and Flood Insurance

Anywhere it can rain, it can flood!
Low-cost flood insurance is available under the
For decades, the NFIP has been offering flood insurance to homeowners, renters and business owners, with the one condition that their communities adopt and enforce measures to help reduce the consequences of flooding.
Flood insurance is the best protection that home and business owners have against the devastating financial losses that floods cause.
Wednesday, November 5, 2008
Winter Is Coming

WINTER FORECASTS
How accurate were they?
Some winters can be tougher than the NFL football season!
Last year, Long Island had a relatively mild winter and readings from LI Mac-Arthur Airport related to the Winter of 2007-2008 indicated:
Mean temperature: 34.2 degrees vs. normal temperature based on 30-year average: 33.7 degrees.
Last year’s overall predictions for winter of ’07-’08:
* National Weather Service: Above average temperatures for most of the U.S.
* AccuWeather Inc.: Marginally warmer than normal
* WSI Inc.: Warmer than usual
* Weather 2000 Inc.: Slightly cooler than 10-year average, warmer than 30-year average
* The Farmers Almanac: “Two-faced winter” for the nation, with extremes of warm and dry, and cold and wet, varying by region
* The Old Farmers Almanac: Warmer than normal, but slightly colder than winter of ‘06-‘07
Could this winter's weather add to our economic woes on Long Island?
As homeowners across the country pray for a mild winter to offset rising energy costs,
the world-famous Farmers’ Almanac is warning us to prepare for the worst. “Numb’s the word!” is how the 192-year-old publication is predicting the upcoming winter season. For 2008–2009, the Farmers’ Almanac is forecasting a “numbing” winter, with below-average temperatures for at least two-thirds of the country. Only the Far West and Southeast will see near-normal temperatures. Few, if any, locations will enjoy many above-normal temperature days this upcoming season.
Snow?
Precipitation-wise, most of the South, as well as the Midwest, should experience above-normal conditions, while the rest of the nation will average close to normal. With below-normal winter temperatures and an above-normal precipitation forecast, the Great Lakes and Midwest will see above-normal snowfalls, especially during January and February. Above-normal precipitation is forecast for the Southwest during December 2008 and for the Southeast in January and February 2009. It should also turn out to be an unusually wet and/or snowy February across the Northeast and Mid-Atlantic.
The other long-range forecasts for the impending winter season were predicting mostly above-normal temperatures nationwide, with no prolonged spells of cold weather, and limited precipitation.
The Farmers’ Almanac, in contrast, predicted that it would be a "two-faced" winter, with warm and dry extremes balancing extremes of cold and wet. For those of you who live in the Midwest, northern New England, and parts of the West, last winter was anything but mild and warm. Snowfall records were broken, and winter seemed as if it would never end.
Highlights from last winter:
- The average temperature across the contiguous U.S. during the climatological winter (December 2007–February 2008) was the coolest since 2001.
- Above-average winter precipitation was the norm for the Midwest and parts of the West.
- Snowfall was also above normal in northern New England, where some locations posted all-time record winter snow totals. (Find out which
Long-range weather predictions are created almost two years in advance and are based on a formula that has proven to be dependable. People who follow the forecasts claim the accuracy rate is about 80–85%.
For more details on last year and this year's weather, get the 2009 Farmers' Almanac.
Check out other major weather events accurately predicted by the Farmers’ Almanac
Is Your Home Safe?

Carbon Monoxide
A few days ago a family in Suffolk County, NY was exposed to carbon monoxide fumes. Installing carbon monoxide detectors is just as important as having smoke detectors in your home.
It is recommended to have a carbon monoxide alarm near sleeping areas, on every level of your home, and at least 15 feet away from your furnace.
Fire extinguishers should also be positioned on every level of your home.
Contact your local fire department for additional information.
Advanced Restoration Corporation
Monday, November 3, 2008
Blackouts

Nor'easters can be devastating and damaging, especially in the winter months, when most damage is caused by heavy snow and icing. Nor'easters are known for bringing extremely cold air down from the Arctic air mass, and many times power will be lost in local communities.
Top Safety Tips for a Blackout
1. Only use a flashlight for emergency lighting. Never use candles!
2. Turn off electrical equipment you were using when the power went out.
3. Avoid opening the refrigerator and freezer.
4. Do not run a generator inside a home or garage.
5. If you use a generator, connect the equipment you want to power directly to the outlets on the generator. Do not connect a generator to a home's electrical system.
6. Listen to local radio and television for updated information.
If you would like more information about blackouts and how to deal with them, contact the power company that serves your area.
Tuesday, October 28, 2008
Water Damage and Floods

Flood Damage?
What happens when a pipe freezes and you now have 2 feet of water in your basement?
Most building contents will not be ruined by the effects of water, providing they are quickly dried. In addition, the likelihood of mold growth is greatly reduced with rapid drying. Building contents and costly reconstruction can be saved using "Water Out" technology.
Water Out contractors utilize the most advanced drying techniques in the restoration industry. State-of-the-art infrared cameras detect moisture, monitor the drying process and confirm that all moisture has been removed from a structure.
The sooner a flooded building can be thoroughly dried, the greater the benefit to the property owner and insurer. Valuable time, building contents and costly reconstruction can be saved using Water Out. Advanced Restoration has the trained staff and equipment to perform structural drying using Water Out.
Friday, October 24, 2008
Puffbacks in Your Home

puffbacks,restoration,property damage restoration,puff-backs,puff back
Suffolk County, NY had a freeze warning yesterday, which means it's finally time to crank up the heat and ensure your heating system is working properly. As the colder months approach, there is the potential to experience a puffback related to your heating system.
What is a puffback? Most of us have never heard of a puffback. A puffback occurs when an oil burner backfires, sending soot throughout your home or business. It can happen all at once, or more slowly and gradually.
Soot covers all areas of the home or business & may range from light to very heavy. Sometimes the disbursement of soot is so light & fine it appears to be ordinary dust. This "dust" however, can re-appear hours after being cleaned, there is often a strong odor of oil accompanying a puffback.
How can a puffback be prevented?
The best defense against a puffback is to have your oil burner inspected annually & kept in good repair. This is no guarantee against having a puffback, but it greatly reduces your risk.
Keep debris, animal hair or anything that could interfere with proper functioning away from your oil burner.
What to do if a puffback occurs?
Notify your insurance agent or company immediately. Have a qualified disaster restoration specialist begin cleaning all affected areas immediately. Soot travels & will re-appear if not
completely removed.
Advanced Restoration
Advanced Restoration
Our staff is committed to providing outstanding service and exceeding customer expectations for every completed project. Our fully trained and experienced Project Managers, Technicians and state-of-the-art processes ensure we are ready to restore peace of mind to our customers.