Why Renovate With a 203K Streamlined Loan?

Because You Can!

I'll keep this very brief...


You are purchasing a home that needs minor repairs (repairs under $35,000 qualify for a streamlined loan).  Incorporating the rehab into your mortgage payment allows you to have just one payment. Some highlights include:

• Loan amounts up to 110% of the home's appraised value; renovation amounts up to $35,000. 
• No work write-up, no inspection required if repairs are less than $15,000 and no HUD consultant required.
• There is no longer a minimum of $5,000 in repairs for a 203K Streamline.
• On a 203K Streamline, up to 50% of the rehab amount can be requested immediately following the closing. After closing the work can start.
• For a 203K Streamline, there is a maximum of 2 draws per contractor.
• Loan can be used for many improvements, including repair/replacement of:  roofs, plumbing, electrical, flooring, minor remodeling, windows, doors, etc.
• Available for mortgage refinance transactions including those where the property is owned free and clear.

203K Streamlined Loans are available through HUD approved lenders. For more information on how Advanced Restoration can be your 203k contractor, please contact Gary Matzelle at (516) 903-4107.

From the White House to the Green House

From the White House to the Green House

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Chimney Fire Safety In Your Home

Source:  NY State Office of Fire Prevention & Control

Chimney maintenance for wood burning appliances.




Chimneys are one of the most common locations of residential structure fires in New
York State. The Chimney Safety Institute of America reports that creosote accumulation is the leading cause of chimney fires.

A chimney that is dirty, blocked or is in disrepair can inhibit proper venting of smoke up the flue and can also cause a chimney fire. Nearly all residential fires originating in the chimney are preventable.


An annual chimney inspection by a qualified chimney sweep can prevent fire or carbon monoxide poisoning.


To keep your home safe from chimney fires follow these guidelines.

Maintenance - Good maintenance is a very important step in preventing chimney fires!


• Have your chimney checked every year by a qualified chimney professional.


• Burn only well seasoned hardwoods.


• Install a chimney cap.


• Install a carbon monoxide detector.


• Have your chimney sweep ensure that your chimney has an appropriate liner.


• Following a violent storm, earthquake, flood or lightening strike, have your chimney inspected for damage - inside and out.

Prevention - Remember prevention is your best defense against fire.


If you have a wood or coal stove, be sure it is installed at least 36 inches away from the wall. Keep combustible materials well away from the stove and chimney connector. Place an approved stove board under the unit to protect the floor from heat and hot coals which might drop out.

Be Prepared - Know what to do in case of fire. If you suspect a chimney fire, evacuate your home and call 9-1-1
___________________________________________
Advanced Restoration Corporation is a family-owned and operated full-service property damage restoration company with a combined 75 years experience in dealing with Fire Damage Restoration, Water Damage Restoration, Flood & Storm Damage, Mold Remediation, Smoke Damage Restoration and Reconstruction. We service Long Island (Nassau County, NY; Suffolk County, NY) and the New York Metro area.


When disasters strike, Advanced Restoration is ready to respond 24 hours a day, 7 days a week.
You are guaranteed to speak with one of our knowledgeable, caring team members, day or night. Our immediate response to a claim/property loss helps minimize the damages to the structure, contents, and ease the sometime catastrophic effect that a disaster may have on an owner or occupants.

USGBC Wants an Environmental Label for Every Building

USGBC Wants an Environmental Label for Every Building

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Green Drinks Babylon

A Force for the Sustainable Development and Future of Long Island.

Green Drinks Babylon is a monthly gathering of like-minded individuals committed to shaping our future and making Long Island a greener community. Come out and charge your eco-spirit and make some new connections.

Our 1st meeting is on Oct 14th, 2009 @ Horace & Sylvia's Publick House in Babylon, NY.

Signup for Free@ Green Drinks Babylon

For more info email me @ emartin@advancedrestoration.com

We have a lively mixture of people from NGOs, academia, government and business.  Come along and you'll be made welcome.  Just say, "are you green?" and we will look after you and introduce you to whoever is there.  It's a great way of catching up with people you know and also for making new contacts.  Everyone invites someone else along, so there’s always a different crowd, making Green Drinks an organic, self-organising network.

These events are very simple and unstructured, but many people have found employment, made friends, developed new ideas, done deals and had moments of serendipity.  It's a force for the good and future of Long Island.

Find us on FaceBook.